Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union

Money Laundering is the process by which the criminal will be able to enjoy the proceeds of his criminal activities. It involves the placement of dirty money into the legitimate banking system. That is the reason why bankers are in the first line in the fight against money laundering. They should be...

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Main Author: Thonon, Mathilde
Format: Dissertation (University of Nottingham only)
Language:English
Published: 2006
Subjects:
Online Access:https://eprints.nottingham.ac.uk/20652/
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author Thonon, Mathilde
author_facet Thonon, Mathilde
author_sort Thonon, Mathilde
building Nottingham Research Data Repository
collection Online Access
description Money Laundering is the process by which the criminal will be able to enjoy the proceeds of his criminal activities. It involves the placement of dirty money into the legitimate banking system. That is the reason why bankers are in the first line in the fight against money laundering. They should be thus responsible in the poor results in the application of the Anti-Money Laundering legislation. This work will identify the different laws that regulate the bankers in the prevention of money laundering, with a focus on the European Union law. The dissertation will revolve around the analysis of three case studies: the Anti-Money Laundering (AML) legislation in the United-Kingdom, France and Belgium. Evidence will be supported by interviews of actors in the AML fight. This dissertation analyses the degree of compliance of the banks and the reasons why, although the bankers are motivated to comply with the legislation, worldwide criminals are still laundering trillions of dollars per year. An analysis of the case studies and of the material available can highlight several loopholes in the behavior of the bank that allow dirty money to enter the legal banking system. Those loopholes will be discussed, and a rival theory will be formed: The money launderers tend to rely much less on the banks than they used to, they use other regulated professions to enter the banking system. This paper will finally draw a broad picture of the different problems whose combination causes the criminal activities to be still a thriving business.
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spelling nottingham-206522018-04-10T17:04:16Z https://eprints.nottingham.ac.uk/20652/ Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union Thonon, Mathilde Money Laundering is the process by which the criminal will be able to enjoy the proceeds of his criminal activities. It involves the placement of dirty money into the legitimate banking system. That is the reason why bankers are in the first line in the fight against money laundering. They should be thus responsible in the poor results in the application of the Anti-Money Laundering legislation. This work will identify the different laws that regulate the bankers in the prevention of money laundering, with a focus on the European Union law. The dissertation will revolve around the analysis of three case studies: the Anti-Money Laundering (AML) legislation in the United-Kingdom, France and Belgium. Evidence will be supported by interviews of actors in the AML fight. This dissertation analyses the degree of compliance of the banks and the reasons why, although the bankers are motivated to comply with the legislation, worldwide criminals are still laundering trillions of dollars per year. An analysis of the case studies and of the material available can highlight several loopholes in the behavior of the bank that allow dirty money to enter the legal banking system. Those loopholes will be discussed, and a rival theory will be formed: The money launderers tend to rely much less on the banks than they used to, they use other regulated professions to enter the banking system. This paper will finally draw a broad picture of the different problems whose combination causes the criminal activities to be still a thriving business. 2006 Dissertation (University of Nottingham only) NonPeerReviewed application/pdf en https://eprints.nottingham.ac.uk/20652/1/final_dissertation_mathilde_thonon.pdf Thonon, Mathilde (2006) Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union. [Dissertation (University of Nottingham only)] (Unpublished) Money laundering legislation european union UK France Belgium
spellingShingle Money laundering
legislation
european union
UK
France
Belgium
Thonon, Mathilde
Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title_full Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title_fullStr Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title_full_unstemmed Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title_short Compliance of banks to the Anti-Money Laundering legislation: The case of the European Union
title_sort compliance of banks to the anti-money laundering legislation: the case of the european union
topic Money laundering
legislation
european union
UK
France
Belgium
url https://eprints.nottingham.ac.uk/20652/