APA (7th ed.) Citation

Yeow, P. H. P., & Loo, W. H. (2007). User acceptance of ATM and transit applications embedded in Malaysia's national identity smartcard.

Chicago Style (17th ed.) Citation

Yeow, Paul H. P., and W. H. Loo. User Acceptance of ATM and Transit Applications Embedded in Malaysia's National Identity Smartcard. 2007.

MLA (9th ed.) Citation

Yeow, Paul H. P., and W. H. Loo. User Acceptance of ATM and Transit Applications Embedded in Malaysia's National Identity Smartcard. 2007.

Warning: These citations may not always be 100% accurate.