Financial Literacy and Saving Attitude among Malaysian Population
This research was designed to determine whether age, gender, and ethnicity have a significant effect on the saving attitude. This study aims to assess the financial literacy of Malaysian adults and identify their wealth-accumulation habits as a precondition for their retirement planning decisionma...
| Main Authors: | , , , , , , |
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| Format: | Article |
| Language: | English English |
| Published: |
INTI International University
2024
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| Subjects: | |
| Online Access: | http://eprints.intimal.edu.my/2118/ http://eprints.intimal.edu.my/2118/1/jobss2024_36.pdf http://eprints.intimal.edu.my/2118/2/659 |
| _version_ | 1848766925105004544 |
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| author | Ng, Kar En Ang, Sin Lin Armaan Singh, Harban Singh Chain, Mee Kee Lim, Qiao Ying Wang, Chong Gong, Peihao |
| author_facet | Ng, Kar En Ang, Sin Lin Armaan Singh, Harban Singh Chain, Mee Kee Lim, Qiao Ying Wang, Chong Gong, Peihao |
| author_sort | Ng, Kar En |
| building | INTI Institutional Repository |
| collection | Online Access |
| description | This research was designed to determine whether age, gender, and ethnicity have a significant effect
on the saving attitude. This study aims to assess the financial literacy of Malaysian adults and
identify their wealth-accumulation habits as a precondition for their retirement planning decisionmaking.
It creates a framework based on financial capabilities, availability, accessibility, and
affordability of private retirement plans, as well as individuals' awareness of these requirements.
The findings will help policymakers encourage private retirement planning and the industry create
retirement packages that appeal to a wider range of people. All participants were notified that their
involvement was optional, and their responses would be kept confidential. The aim of the sampling
method was to acquire a representative sample of the population through random selection. Based
on all these findings, it will enable policymakers to incentivize private retirement planning and
help the industry develop retirement packages. |
| first_indexed | 2025-11-14T11:58:53Z |
| format | Article |
| id | intimal-2118 |
| institution | INTI International University |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T11:58:53Z |
| publishDate | 2024 |
| publisher | INTI International University |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | intimal-21182024-12-31T03:15:42Z http://eprints.intimal.edu.my/2118/ Financial Literacy and Saving Attitude among Malaysian Population Ng, Kar En Ang, Sin Lin Armaan Singh, Harban Singh Chain, Mee Kee Lim, Qiao Ying Wang, Chong Gong, Peihao H Social Sciences (General) HG Finance HJ Public Finance This research was designed to determine whether age, gender, and ethnicity have a significant effect on the saving attitude. This study aims to assess the financial literacy of Malaysian adults and identify their wealth-accumulation habits as a precondition for their retirement planning decisionmaking. It creates a framework based on financial capabilities, availability, accessibility, and affordability of private retirement plans, as well as individuals' awareness of these requirements. The findings will help policymakers encourage private retirement planning and the industry create retirement packages that appeal to a wider range of people. All participants were notified that their involvement was optional, and their responses would be kept confidential. The aim of the sampling method was to acquire a representative sample of the population through random selection. Based on all these findings, it will enable policymakers to incentivize private retirement planning and help the industry develop retirement packages. INTI International University 2024-12 Article PeerReviewed text en cc_by_4 http://eprints.intimal.edu.my/2118/1/jobss2024_36.pdf text en cc_by_4 http://eprints.intimal.edu.my/2118/2/659 Ng, Kar En and Ang, Sin Lin and Armaan Singh, Harban Singh and Chain, Mee Kee and Lim, Qiao Ying and Wang, Chong and Gong, Peihao (2024) Financial Literacy and Saving Attitude among Malaysian Population. Journal of Business and Social Sciences, 2024 (36). pp. 1-13. ISSN 2805-5187 http://ipublishing.intimal.edu.my/jobss.html |
| spellingShingle | H Social Sciences (General) HG Finance HJ Public Finance Ng, Kar En Ang, Sin Lin Armaan Singh, Harban Singh Chain, Mee Kee Lim, Qiao Ying Wang, Chong Gong, Peihao Financial Literacy and Saving Attitude among Malaysian Population |
| title | Financial Literacy and Saving Attitude among Malaysian Population |
| title_full | Financial Literacy and Saving Attitude among Malaysian Population |
| title_fullStr | Financial Literacy and Saving Attitude among Malaysian Population |
| title_full_unstemmed | Financial Literacy and Saving Attitude among Malaysian Population |
| title_short | Financial Literacy and Saving Attitude among Malaysian Population |
| title_sort | financial literacy and saving attitude among malaysian population |
| topic | H Social Sciences (General) HG Finance HJ Public Finance |
| url | http://eprints.intimal.edu.my/2118/ http://eprints.intimal.edu.my/2118/ http://eprints.intimal.edu.my/2118/1/jobss2024_36.pdf http://eprints.intimal.edu.my/2118/2/659 |