Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth Cooperation Zone in Hengqin (China)
Intended as an economic and development hub, the Hengqin Cooperation Zone aims to foster collaboration and integration between mainland China, Hong Kong, and Macao, serving as a platform for economic development and innovation among the three regions. The zone's development has increased...
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| Format: | Article |
| Language: | English English |
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INTI International University
2024
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| Online Access: | http://eprints.intimal.edu.my/1912/ http://eprints.intimal.edu.my/1912/2/268 http://eprints.intimal.edu.my/1912/3/ij2024_02r.pdf |
| _version_ | 1848766968609374208 |
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| author | Weng, Chi Lei Lampo, Alessandro |
| author_facet | Weng, Chi Lei Lampo, Alessandro |
| author_sort | Weng, Chi Lei |
| building | INTI Institutional Repository |
| collection | Online Access |
| description | Intended as an economic and development hub, the Hengqin Cooperation Zone aims to foster
collaboration and integration between mainland China, Hong Kong, and Macao, serving as a
platform for economic development and innovation among the three regions. The zone's
development has increased demand for financial services, often offered through fintech. There is,
however, a lack of interoperability between the fintech services currently used in Macao and
Hengqin. This may hinder Macao users' adoption of the technology. Thus, our research objective
is to identify the factors determining Macao residents' adoption of fintech services in the area and
provide insights for service providers, developers, and policymakers. A framework based on the
Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) was used for this
purpose. The responses of 103 Macao residents provided evidence that ease of use significantly
and positively impacts the usefulness of the technology. This in turn influences attitudes towards
fintech usage. Subjective norms and perceived behavioral control positively impact fintech
adoption intentions. The fintech industry and the governments of Macao and Hengqin can work
on improving technology's ease of use and usefulness. They can also promote them to Macao users,
and provide the resources required for better access to fintech in the zone |
| first_indexed | 2025-11-14T11:58:00Z |
| format | Article |
| id | intimal-1912 |
| institution | INTI International University |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T11:59:34Z |
| publishDate | 2024 |
| publisher | INTI International University |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | intimal-19122025-07-30T03:19:39Z http://eprints.intimal.edu.my/1912/ Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth Cooperation Zone in Hengqin (China) Weng, Chi Lei Lampo, Alessandro HD Industries. Land use. Labor HD28 Management. Industrial Management QA75 Electronic computers. Computer science Intended as an economic and development hub, the Hengqin Cooperation Zone aims to foster collaboration and integration between mainland China, Hong Kong, and Macao, serving as a platform for economic development and innovation among the three regions. The zone's development has increased demand for financial services, often offered through fintech. There is, however, a lack of interoperability between the fintech services currently used in Macao and Hengqin. This may hinder Macao users' adoption of the technology. Thus, our research objective is to identify the factors determining Macao residents' adoption of fintech services in the area and provide insights for service providers, developers, and policymakers. A framework based on the Technology Acceptance Model (TAM) and Theory of Planned Behavior (TPB) was used for this purpose. The responses of 103 Macao residents provided evidence that ease of use significantly and positively impacts the usefulness of the technology. This in turn influences attitudes towards fintech usage. Subjective norms and perceived behavioral control positively impact fintech adoption intentions. The fintech industry and the governments of Macao and Hengqin can work on improving technology's ease of use and usefulness. They can also promote them to Macao users, and provide the resources required for better access to fintech in the zone INTI International University 2024-03-26 Article PeerReviewed text en cc_by_4 http://eprints.intimal.edu.my/1912/2/268 text en cc_by_4 http://eprints.intimal.edu.my/1912/3/ij2024_02r.pdf Weng, Chi Lei and Lampo, Alessandro (2024) Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth Cooperation Zone in Hengqin (China). INTI JOURNAL, 2024 (02). pp. 1-6. ISSN e2600-7320 https://intijournal.intimal.edu.my |
| spellingShingle | HD Industries. Land use. Labor HD28 Management. Industrial Management QA75 Electronic computers. Computer science Weng, Chi Lei Lampo, Alessandro Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth Cooperation Zone in Hengqin (China) |
| title | Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth
Cooperation Zone in Hengqin (China) |
| title_full | Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth
Cooperation Zone in Hengqin (China) |
| title_fullStr | Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth
Cooperation Zone in Hengqin (China) |
| title_full_unstemmed | Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth
Cooperation Zone in Hengqin (China) |
| title_short | Fintech Adoption: A Study of Users in the Guangdong-Macao In-Depth
Cooperation Zone in Hengqin (China) |
| title_sort | fintech adoption: a study of users in the guangdong-macao in-depth
cooperation zone in hengqin (china) |
| topic | HD Industries. Land use. Labor HD28 Management. Industrial Management QA75 Electronic computers. Computer science |
| url | http://eprints.intimal.edu.my/1912/ http://eprints.intimal.edu.my/1912/ http://eprints.intimal.edu.my/1912/2/268 http://eprints.intimal.edu.my/1912/3/ij2024_02r.pdf |