إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank
Mushārakah Mutanāqiṣah (MM) or Diminishing Partnership is one of the financing contracts that comply with Shariah and many Malaysian Islamic banks have introduced this mode of contract into their home financing product except Hong Leong Islamic Bank and some other Islamic banks who have not yet done...
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| Format: | Article |
| Language: | English |
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IIUM Press, International Islamic University Malaysia
2019
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| Online Access: | http://irep.iium.edu.my/80270/ http://irep.iium.edu.my/80270/1/80270_%D8%A5%D9%85%D9%83%D8%A7%D9%86%D9%8A%D8%A9%20%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D8%A7%D9%84%D9%85%D8%B4%D8%A7%D8%B1%D9%83%D8%A9%20%D8%A7%D9%84%D9%85%D8%AA%D9%86%D8%A7%D9%82%D8%B5%D8%A9.pdf |
| _version_ | 1848788928173178880 |
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| author | Zulqarnain, Aisyah Humairah Zakariyah, Luqman |
| author_facet | Zulqarnain, Aisyah Humairah Zakariyah, Luqman |
| author_sort | Zulqarnain, Aisyah Humairah |
| building | IIUM Repository |
| collection | Online Access |
| description | Mushārakah Mutanāqiṣah (MM) or Diminishing Partnership is one of the financing contracts that comply with Shariah and many Malaysian Islamic banks have introduced this mode of contract into their home financing product except Hong Leong Islamic Bank and some other Islamic banks who have not yet done so. Thus, this research intends to study the possibility of offering MM contract in Islamic Home Financing as a product at Hong Leong Islamic Bank. The researchers conducted a field study through several interviews with the staff working in the product development department and department of Shariah in some of the Malaysian Islamic banks. From the theoretical aspect, the researchers explain the concept of home financing, MM and the fiqh perspective of the subject in question. The responses received during the interviews are used to analyze the possibility of offering MM contract in Islamic Home Financing product at Hong Leong Islamic Bank. This research concludes that there is a possibility for Hong Leong Islamic Bank to do so, should it consider some suggestions presented in this paper. |
| first_indexed | 2025-11-14T17:48:37Z |
| format | Article |
| id | iium-80270 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T17:48:37Z |
| publishDate | 2019 |
| publisher | IIUM Press, International Islamic University Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-802702020-04-28T02:32:23Z http://irep.iium.edu.my/80270/ إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank Zulqarnain, Aisyah Humairah Zakariyah, Luqman BPH Islamic Economics BPH754.3 Mudharabah - Trust Financing BPH754.5 Musharakah Al-Mutanaqisah - Diminishing Partnership HG3368 Islamic Banking and Finance Mushārakah Mutanāqiṣah (MM) or Diminishing Partnership is one of the financing contracts that comply with Shariah and many Malaysian Islamic banks have introduced this mode of contract into their home financing product except Hong Leong Islamic Bank and some other Islamic banks who have not yet done so. Thus, this research intends to study the possibility of offering MM contract in Islamic Home Financing as a product at Hong Leong Islamic Bank. The researchers conducted a field study through several interviews with the staff working in the product development department and department of Shariah in some of the Malaysian Islamic banks. From the theoretical aspect, the researchers explain the concept of home financing, MM and the fiqh perspective of the subject in question. The responses received during the interviews are used to analyze the possibility of offering MM contract in Islamic Home Financing product at Hong Leong Islamic Bank. This research concludes that there is a possibility for Hong Leong Islamic Bank to do so, should it consider some suggestions presented in this paper. IIUM Press, International Islamic University Malaysia 2019-12-01 Article PeerReviewed application/pdf en http://irep.iium.edu.my/80270/1/80270_%D8%A5%D9%85%D9%83%D8%A7%D9%86%D9%8A%D8%A9%20%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D8%A7%D9%84%D9%85%D8%B4%D8%A7%D8%B1%D9%83%D8%A9%20%D8%A7%D9%84%D9%85%D8%AA%D9%86%D8%A7%D9%82%D8%B5%D8%A9.pdf Zulqarnain, Aisyah Humairah and Zakariyah, Luqman (2019) إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank. International Journal of Fiqh and Usul Al-Fiqh Studies (IJFUS), 3 (2). pp. 31-46. E-ISSN 2600-8408 https://journals.iium.edu.my/al-fiqh/index.php/al-fiqh/article/view/153/59 https://doi.org/10.31221/osf.io/6jf2t |
| spellingShingle | BPH Islamic Economics BPH754.3 Mudharabah - Trust Financing BPH754.5 Musharakah Al-Mutanaqisah - Diminishing Partnership HG3368 Islamic Banking and Finance Zulqarnain, Aisyah Humairah Zakariyah, Luqman إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title_full | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title_fullStr | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title_full_unstemmed | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title_short | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = The possibility of implementing Mushārakah Mutanāqiṣah contract in home financing at Hong Leong Islamic Bank |
| title_sort | إمكانية تطبيق المشاركة المتناقصة في التمويل العقاري في هونغ ليونغ إسلاميك بنك = the possibility of implementing mushārakah mutanāqiṣah contract in home financing at hong leong islamic bank |
| topic | BPH Islamic Economics BPH754.3 Mudharabah - Trust Financing BPH754.5 Musharakah Al-Mutanaqisah - Diminishing Partnership HG3368 Islamic Banking and Finance |
| url | http://irep.iium.edu.my/80270/ http://irep.iium.edu.my/80270/ http://irep.iium.edu.my/80270/ http://irep.iium.edu.my/80270/1/80270_%D8%A5%D9%85%D9%83%D8%A7%D9%86%D9%8A%D8%A9%20%D8%AA%D8%B7%D8%A8%D9%8A%D9%82%20%D8%A7%D9%84%D9%85%D8%B4%D8%A7%D8%B1%D9%83%D8%A9%20%D8%A7%D9%84%D9%85%D8%AA%D9%86%D8%A7%D9%82%D8%B5%D8%A9.pdf |