Determinants of capital structure decisions among publicly listed Islamic banks

This research aims to examine bank specific, market and regulatory determinants of leverage and capital structure based on a panel data of publicly listed Islamic banks in 12 countries over the period 2008-2017. Apart from testing standard corporate finance parameters using both OLS and M-Estimat...

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Main Authors: Khokher, Zahid ur Rehman, Syed Jaafar Alhabshi, Syed Musa
Format: Article
Language:English
English
Published: Growing Science 2019
Subjects:
Online Access:http://irep.iium.edu.my/79813/
http://irep.iium.edu.my/79813/1/79813_Determinants%20of%20capital%20structure%20decisions_article.pdf
http://irep.iium.edu.my/79813/2/79813_Determinants%20of%20capital%20structure%20decisions_scopus.pdf
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author Khokher, Zahid ur Rehman
Syed Jaafar Alhabshi, Syed Musa
author_facet Khokher, Zahid ur Rehman
Syed Jaafar Alhabshi, Syed Musa
author_sort Khokher, Zahid ur Rehman
building IIUM Repository
collection Online Access
description This research aims to examine bank specific, market and regulatory determinants of leverage and capital structure based on a panel data of publicly listed Islamic banks in 12 countries over the period 2008-2017. Apart from testing standard corporate finance parameters using both OLS and M-Estimators, this study adds several idiosyncratic and regulatory environment related determinants of leverage unique to Islamic banks. The significance of potential determinants is tested for market and book leverage as well as newly introduced ‘Islamic banking leverage’. Overall, the results show that Islamic banks with higher growth opportunities, tangibility, low profitability and low risk are likely to have a high leverage. Similarly, the findings suggest important role played by debt market conditions, share of investment accounts and regulatory environment in such decisions, providing an evidence of the significance of trade-off and pecking order theory in capital structure in Islamic banks. The results are more robust for market and Islamic banking leverage, rather than book leverage. The findings offer insights to regulators, standard setters and especially Islamic banks regarding parameters to strengthen their capital, enhance resilience and thus contribute to the stability of relevant financial. This paper is among the few extant studies that focus on listed Islamic banks and tests determinants based on stock market data.
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spelling iium-798132020-06-25T02:44:54Z http://irep.iium.edu.my/79813/ Determinants of capital structure decisions among publicly listed Islamic banks Khokher, Zahid ur Rehman Syed Jaafar Alhabshi, Syed Musa HG1501 Banking HG3368 Islamic Banking and Finance This research aims to examine bank specific, market and regulatory determinants of leverage and capital structure based on a panel data of publicly listed Islamic banks in 12 countries over the period 2008-2017. Apart from testing standard corporate finance parameters using both OLS and M-Estimators, this study adds several idiosyncratic and regulatory environment related determinants of leverage unique to Islamic banks. The significance of potential determinants is tested for market and book leverage as well as newly introduced ‘Islamic banking leverage’. Overall, the results show that Islamic banks with higher growth opportunities, tangibility, low profitability and low risk are likely to have a high leverage. Similarly, the findings suggest important role played by debt market conditions, share of investment accounts and regulatory environment in such decisions, providing an evidence of the significance of trade-off and pecking order theory in capital structure in Islamic banks. The results are more robust for market and Islamic banking leverage, rather than book leverage. The findings offer insights to regulators, standard setters and especially Islamic banks regarding parameters to strengthen their capital, enhance resilience and thus contribute to the stability of relevant financial. This paper is among the few extant studies that focus on listed Islamic banks and tests determinants based on stock market data. Growing Science 2019 Article NonPeerReviewed application/pdf en http://irep.iium.edu.my/79813/1/79813_Determinants%20of%20capital%20structure%20decisions_article.pdf application/pdf en http://irep.iium.edu.my/79813/2/79813_Determinants%20of%20capital%20structure%20decisions_scopus.pdf Khokher, Zahid ur Rehman and Syed Jaafar Alhabshi, Syed Musa (2019) Determinants of capital structure decisions among publicly listed Islamic banks. Management Science Letters, 9 (10). pp. 1577-1598. ISSN 1923-9335 E-ISSN 1923-9343 http://www.growingscience.com/msl/Vol9/msl_2019_141.pdf 10.5267/j.msl.2019.5.028
spellingShingle HG1501 Banking
HG3368 Islamic Banking and Finance
Khokher, Zahid ur Rehman
Syed Jaafar Alhabshi, Syed Musa
Determinants of capital structure decisions among publicly listed Islamic banks
title Determinants of capital structure decisions among publicly listed Islamic banks
title_full Determinants of capital structure decisions among publicly listed Islamic banks
title_fullStr Determinants of capital structure decisions among publicly listed Islamic banks
title_full_unstemmed Determinants of capital structure decisions among publicly listed Islamic banks
title_short Determinants of capital structure decisions among publicly listed Islamic banks
title_sort determinants of capital structure decisions among publicly listed islamic banks
topic HG1501 Banking
HG3368 Islamic Banking and Finance
url http://irep.iium.edu.my/79813/
http://irep.iium.edu.my/79813/
http://irep.iium.edu.my/79813/
http://irep.iium.edu.my/79813/1/79813_Determinants%20of%20capital%20structure%20decisions_article.pdf
http://irep.iium.edu.my/79813/2/79813_Determinants%20of%20capital%20structure%20decisions_scopus.pdf