Islamic banks and money laundering in Malaysia: a legal compliance perspective

The Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) Thematic Review of Banking & Insurance sectors conducted by Bank Negara Malaysia (BNM) in 2013 indicated that oversight functions are still inadequate in the areas of compliance, internal audit, board of directors and senior...

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Main Authors: Mohd Yasin, Norhashimah, Nik Sulaiman, Nik Nuun Asma, Zul Kepli, Mohd Yazid
Other Authors: Oseni, Umar A.
Format: Book Chapter
Language:English
Published: Emerald Publishing Limited 2019
Subjects:
Online Access:http://irep.iium.edu.my/77732/
http://irep.iium.edu.my/77732/1/77732_Islamic%20banks%20and%20money%20laundering.pdf
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author Mohd Yasin, Norhashimah
Nik Sulaiman, Nik Nuun Asma
Zul Kepli, Mohd Yazid
author2 Oseni, Umar A.
author_facet Oseni, Umar A.
Mohd Yasin, Norhashimah
Nik Sulaiman, Nik Nuun Asma
Zul Kepli, Mohd Yazid
author_sort Mohd Yasin, Norhashimah
building IIUM Repository
collection Online Access
description The Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) Thematic Review of Banking & Insurance sectors conducted by Bank Negara Malaysia (BNM) in 2013 indicated that oversight functions are still inadequate in the areas of compliance, internal audit, board of directors and senior management. The oversight functions refer to the AML/CFT compliance programme, which financial institutions, including Islamic banks, are obliged to execute as a part of mitigating activities against money laundering and terrorist financing. The main purpose of this chapter is to analyse whether there is any improvement in the oversight functions at the Islamic banks in Malaysia since the release of the thematic review report by BNM on 17 September 2014. This research is important as penalty for non-compliance under Section 22 of the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLATFPUAA) is severe. Section 22 of AMLATFPUAA entails personal responsibility on the compliance officer of an Islamic bank and not the reporting institution as a whole. Qualitative research method via interview is employed to gauge the extent of Islamic banks’ adherence to AML/CFT compliance programme. This chapter is significant as it provides Islamic banks and future researchers with the details of the compliance study as well as the current status of AML/CFT compliance programme within the Islamic banks in Malaysia.
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institution International Islamic University Malaysia
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language English
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publishDate 2019
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spelling iium-777322020-01-10T02:17:01Z http://irep.iium.edu.my/77732/ Islamic banks and money laundering in Malaysia: a legal compliance perspective Mohd Yasin, Norhashimah Nik Sulaiman, Nik Nuun Asma Zul Kepli, Mohd Yazid HG3368 Islamic Banking and Finance KBP Islamic Law The Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) Thematic Review of Banking & Insurance sectors conducted by Bank Negara Malaysia (BNM) in 2013 indicated that oversight functions are still inadequate in the areas of compliance, internal audit, board of directors and senior management. The oversight functions refer to the AML/CFT compliance programme, which financial institutions, including Islamic banks, are obliged to execute as a part of mitigating activities against money laundering and terrorist financing. The main purpose of this chapter is to analyse whether there is any improvement in the oversight functions at the Islamic banks in Malaysia since the release of the thematic review report by BNM on 17 September 2014. This research is important as penalty for non-compliance under Section 22 of the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLATFPUAA) is severe. Section 22 of AMLATFPUAA entails personal responsibility on the compliance officer of an Islamic bank and not the reporting institution as a whole. Qualitative research method via interview is employed to gauge the extent of Islamic banks’ adherence to AML/CFT compliance programme. This chapter is significant as it provides Islamic banks and future researchers with the details of the compliance study as well as the current status of AML/CFT compliance programme within the Islamic banks in Malaysia. Emerald Publishing Limited Oseni, Umar A. Hassan, M. Kabir Hassan, Rusni 2019 Book Chapter PeerReviewed application/pdf en http://irep.iium.edu.my/77732/1/77732_Islamic%20banks%20and%20money%20laundering.pdf Mohd Yasin, Norhashimah and Nik Sulaiman, Nik Nuun Asma and Zul Kepli, Mohd Yazid (2019) Islamic banks and money laundering in Malaysia: a legal compliance perspective. In: Emerging Issues in Islamic Finance Law and Practice in Malaysia. Emerald Publishing Limited, United Kingdom, pp. 145-170. ISBN 978-1-78973-546-8 https://www.emerald.com/insight/content/doi/10.1108/978-1-78973-545-120191015/full/html
spellingShingle HG3368 Islamic Banking and Finance
KBP Islamic Law
Mohd Yasin, Norhashimah
Nik Sulaiman, Nik Nuun Asma
Zul Kepli, Mohd Yazid
Islamic banks and money laundering in Malaysia: a legal compliance perspective
title Islamic banks and money laundering in Malaysia: a legal compliance perspective
title_full Islamic banks and money laundering in Malaysia: a legal compliance perspective
title_fullStr Islamic banks and money laundering in Malaysia: a legal compliance perspective
title_full_unstemmed Islamic banks and money laundering in Malaysia: a legal compliance perspective
title_short Islamic banks and money laundering in Malaysia: a legal compliance perspective
title_sort islamic banks and money laundering in malaysia: a legal compliance perspective
topic HG3368 Islamic Banking and Finance
KBP Islamic Law
url http://irep.iium.edu.my/77732/
http://irep.iium.edu.my/77732/
http://irep.iium.edu.my/77732/1/77732_Islamic%20banks%20and%20money%20laundering.pdf