Factors influencing intention to use Islamic credit cards in Selangor
Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on thre...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
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Universiti Utara Malaysia
2019
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/77362/ http://irep.iium.edu.my/77362/1/77362_Factors%20influencing%20intention.pdf |
| _version_ | 1848788427219140608 |
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| author | Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Sharif, Mohammad Syarwan E Azam, Md Siddique |
| author_facet | Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Sharif, Mohammad Syarwan E Azam, Md Siddique |
| author_sort | Abdul Razak, Dzuljastri |
| building | IIUM Repository |
| collection | Online Access |
| description | Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge. |
| first_indexed | 2025-11-14T17:40:39Z |
| format | Article |
| id | iium-77362 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T17:40:39Z |
| publishDate | 2019 |
| publisher | Universiti Utara Malaysia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-773622020-04-08T09:41:46Z http://irep.iium.edu.my/77362/ Factors influencing intention to use Islamic credit cards in Selangor Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Sharif, Mohammad Syarwan E Azam, Md Siddique BPH Islamic Economics HB126.4 Islamic Economics HG3368 Islamic Banking and Finance Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge. Universiti Utara Malaysia 2019-06 Article PeerReviewed application/pdf en http://irep.iium.edu.my/77362/1/77362_Factors%20influencing%20intention.pdf Abdul Razak, Dzuljastri and Ahmad Faris, Ammar and Mohamed Sharif, Mohammad Syarwan and E Azam, Md Siddique (2019) Factors influencing intention to use Islamic credit cards in Selangor. International Journal of Islamic Business, 4 (1). pp. 1-15. E-ISSN 0127-662X http://www.ijib.uum.edu.my/vol42019/Vol.%204%20Issue%201%2001-15.pdf |
| spellingShingle | BPH Islamic Economics HB126.4 Islamic Economics HG3368 Islamic Banking and Finance Abdul Razak, Dzuljastri Ahmad Faris, Ammar Mohamed Sharif, Mohammad Syarwan E Azam, Md Siddique Factors influencing intention to use Islamic credit cards in Selangor |
| title | Factors influencing intention to use Islamic credit cards in Selangor |
| title_full | Factors influencing intention to use Islamic credit cards in Selangor |
| title_fullStr | Factors influencing intention to use Islamic credit cards in Selangor |
| title_full_unstemmed | Factors influencing intention to use Islamic credit cards in Selangor |
| title_short | Factors influencing intention to use Islamic credit cards in Selangor |
| title_sort | factors influencing intention to use islamic credit cards in selangor |
| topic | BPH Islamic Economics HB126.4 Islamic Economics HG3368 Islamic Banking and Finance |
| url | http://irep.iium.edu.my/77362/ http://irep.iium.edu.my/77362/ http://irep.iium.edu.my/77362/1/77362_Factors%20influencing%20intention.pdf |