Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model
The Peer to Peer (P2P) lending platform has witnessed a significant growth in recent years, due to advancement of information technology and development of online platforms. Given the importance and popularity of P2P, it is crucial to examine the factors that influence the intentions of investors to...
| Main Authors: | , , , , , |
|---|---|
| Format: | Proceeding Paper |
| Language: | English English |
| Published: |
2018
|
| Subjects: | |
| Online Access: | http://irep.iium.edu.my/68636/ http://irep.iium.edu.my/68636/1/Final%20Paper%20ADB_Mohamed%20Asmy%20et%20al.%20%282018%29.pdf http://irep.iium.edu.my/68636/2/Agenda_fintech%20and%20financial%20stability%20Dec.%202.pdf |
| _version_ | 1848786975216107520 |
|---|---|
| author | Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Rahman, Maya Puspa Amin, Fouad Md Allah Pitchay, Anwar Oladokun, Nafiu Olaniyi |
| author_facet | Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Rahman, Maya Puspa Amin, Fouad Md Allah Pitchay, Anwar Oladokun, Nafiu Olaniyi |
| author_sort | Mohd Thas Thaker, Mohamed Asmy |
| building | IIUM Repository |
| collection | Online Access |
| description | The Peer to Peer (P2P) lending platform has witnessed a significant growth in recent years, due to advancement of information technology and development of online platforms. Given the importance and popularity of P2P, it is crucial to examine the factors that influence the intentions of investors to invest through P2P lending platform. This study thus proposes and test a model based on extended TAM, to examine factors that influence investors to invest in P2P lending platform. Based on survey questionnaire administered to retail investors from Klang Valley in Malaysia, the results show that intention to invest on P2P platform is mainly influenced or driven by trust. Perceived risk, perceived ease of use and security were found to have no impact on intention to invest on P2P platform. This findings from the present study thus provides managerial implications and theoretical contributions. |
| first_indexed | 2025-11-14T17:17:34Z |
| format | Proceeding Paper |
| id | iium-68636 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T17:17:34Z |
| publishDate | 2018 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-686362020-11-09T08:56:22Z http://irep.iium.edu.my/68636/ Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Rahman, Maya Puspa Amin, Fouad Md Allah Pitchay, Anwar Oladokun, Nafiu Olaniyi H Social Sciences (General) The Peer to Peer (P2P) lending platform has witnessed a significant growth in recent years, due to advancement of information technology and development of online platforms. Given the importance and popularity of P2P, it is crucial to examine the factors that influence the intentions of investors to invest through P2P lending platform. This study thus proposes and test a model based on extended TAM, to examine factors that influence investors to invest in P2P lending platform. Based on survey questionnaire administered to retail investors from Klang Valley in Malaysia, the results show that intention to invest on P2P platform is mainly influenced or driven by trust. Perceived risk, perceived ease of use and security were found to have no impact on intention to invest on P2P platform. This findings from the present study thus provides managerial implications and theoretical contributions. 2018-12 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/68636/1/Final%20Paper%20ADB_Mohamed%20Asmy%20et%20al.%20%282018%29.pdf application/pdf en http://irep.iium.edu.my/68636/2/Agenda_fintech%20and%20financial%20stability%20Dec.%202.pdf Mohd Thas Thaker, Mohamed Asmy and Mohd Thas Thaker, Hassanudin and Rahman, Maya Puspa and Amin, Fouad Md and Allah Pitchay, Anwar and Oladokun, Nafiu Olaniyi (2018) Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model. In: Conference on Fintech, Social Finance, and Financial Stability, 11th-12th December 2018, Shenzhen, China. (Unpublished) |
| spellingShingle | H Social Sciences (General) Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Rahman, Maya Puspa Amin, Fouad Md Allah Pitchay, Anwar Oladokun, Nafiu Olaniyi Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title | Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title_full | Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title_fullStr | Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title_full_unstemmed | Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title_short | Factors impacting investors’ intention to invest on peer-to-peer (P2P) lending platform: an extended TAM-based model |
| title_sort | factors impacting investors’ intention to invest on peer-to-peer (p2p) lending platform: an extended tam-based model |
| topic | H Social Sciences (General) |
| url | http://irep.iium.edu.my/68636/ http://irep.iium.edu.my/68636/1/Final%20Paper%20ADB_Mohamed%20Asmy%20et%20al.%20%282018%29.pdf http://irep.iium.edu.my/68636/2/Agenda_fintech%20and%20financial%20stability%20Dec.%202.pdf |