Factors influencing intention to use Islamic credit cards in Malaysia
The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis....
| Main Authors: | , , |
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| Format: | Proceeding Paper |
| Language: | English English |
| Published: |
2018
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/65904/ http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf |
| _version_ | 1848786472294940672 |
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| author | Abdul Razak, Dzuljastri Faris, Ammar Shariff, Syazwan |
| author_facet | Abdul Razak, Dzuljastri Faris, Ammar Shariff, Syazwan |
| author_sort | Abdul Razak, Dzuljastri |
| building | IIUM Repository |
| collection | Online Access |
| description | The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis. The results indicated that religious motivation and ICC benefits contributed to the deciding factors influencing the intention to use ICC in Malaysia albeit the latter has a slighter greater impact. Fair pricing is not considered to be a factor. The findings imply that ICCs are perceived by many customers similar to conventional Credit Card. Hence more marketing efforts should be made to promote based on its Islamic values. |
| first_indexed | 2025-11-14T17:09:35Z |
| format | Proceeding Paper |
| id | iium-65904 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T17:09:35Z |
| publishDate | 2018 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-659042018-09-27T00:36:10Z http://irep.iium.edu.my/65904/ Factors influencing intention to use Islamic credit cards in Malaysia Abdul Razak, Dzuljastri Faris, Ammar Shariff, Syazwan HG3368 Islamic Banking and Finance The purpose of this study is to determine the main factors influencing the intention of consumers in Malaysia to use Islamic credit cards (ICC). It uses a survey methodology distributed to different categories of people and analysed via factor analysis, correlation and multiple regression analysis. The results indicated that religious motivation and ICC benefits contributed to the deciding factors influencing the intention to use ICC in Malaysia albeit the latter has a slighter greater impact. Fair pricing is not considered to be a factor. The findings imply that ICCs are perceived by many customers similar to conventional Credit Card. Hence more marketing efforts should be made to promote based on its Islamic values. 2018 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf application/pdf en http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf Abdul Razak, Dzuljastri and Faris, Ammar and Shariff, Syazwan (2018) Factors influencing intention to use Islamic credit cards in Malaysia. In: 2nd UUM Islamic Business Management Conference, 4-5 July, 2018, Kuala Lumpur. (Unpublished) |
| spellingShingle | HG3368 Islamic Banking and Finance Abdul Razak, Dzuljastri Faris, Ammar Shariff, Syazwan Factors influencing intention to use Islamic credit cards in Malaysia |
| title | Factors influencing intention to use Islamic credit cards
in Malaysia |
| title_full | Factors influencing intention to use Islamic credit cards
in Malaysia |
| title_fullStr | Factors influencing intention to use Islamic credit cards
in Malaysia |
| title_full_unstemmed | Factors influencing intention to use Islamic credit cards
in Malaysia |
| title_short | Factors influencing intention to use Islamic credit cards
in Malaysia |
| title_sort | factors influencing intention to use islamic credit cards
in malaysia |
| topic | HG3368 Islamic Banking and Finance |
| url | http://irep.iium.edu.my/65904/ http://irep.iium.edu.my/65904/12/65904%20-programme%20schedule.pdf http://irep.iium.edu.my/65904/1/4%20th%20July%202018%20-%20Final%20Factors%20influencing%20intention%20to%20use%20ICCs%20in%20Malaysia%20%28Journal%29%20%281%29.pdf |