Re-inventing PTPTN study loan with blockchain and smart contracts
The issue of default payments from borrowers of the National Higher Education Fund Corporation (PTPTN) is worrisome. Many borrowers fail to pay their loans and claims that the PTPTN has poor management and filing system. This study proposed a prototype for managing study loan repayment utilizin...
| Main Authors: | , , , |
|---|---|
| Format: | Proceeding Paper |
| Language: | English English |
| Published: |
IEEE
2017
|
| Subjects: | |
| Online Access: | http://irep.iium.edu.my/62907/ http://irep.iium.edu.my/62907/1/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts.pdf http://irep.iium.edu.my/62907/2/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts%20SCOPUS.pdf |
| _version_ | 1848785930193731584 |
|---|---|
| author | Gazali, Haneffa Muchlis Hassan, Rusni Mohd Nor, Rizal Rahman, Hafizur M.M |
| author_facet | Gazali, Haneffa Muchlis Hassan, Rusni Mohd Nor, Rizal Rahman, Hafizur M.M |
| author_sort | Gazali, Haneffa Muchlis |
| building | IIUM Repository |
| collection | Online Access |
| description | The issue of default payments from borrowers of
the National Higher Education Fund Corporation (PTPTN) is
worrisome. Many borrowers fail to pay their loans and claims
that the PTPTN has poor management and filing system. This
study proposed a prototype for managing study loan repayment
utilizing blockchain and smart contracts. Borrowers have full
access toward their accounts and ledgers while corporation filing
and management system get automatically up-to-date with the
assistance of smart contracts. |
| first_indexed | 2025-11-14T17:00:58Z |
| format | Proceeding Paper |
| id | iium-62907 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T17:00:58Z |
| publishDate | 2017 |
| publisher | IEEE |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-629072018-06-26T03:42:52Z http://irep.iium.edu.my/62907/ Re-inventing PTPTN study loan with blockchain and smart contracts Gazali, Haneffa Muchlis Hassan, Rusni Mohd Nor, Rizal Rahman, Hafizur M.M H Social Sciences (General) HG Finance The issue of default payments from borrowers of the National Higher Education Fund Corporation (PTPTN) is worrisome. Many borrowers fail to pay their loans and claims that the PTPTN has poor management and filing system. This study proposed a prototype for managing study loan repayment utilizing blockchain and smart contracts. Borrowers have full access toward their accounts and ledgers while corporation filing and management system get automatically up-to-date with the assistance of smart contracts. IEEE 2017-10-23 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/62907/1/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts.pdf application/pdf en http://irep.iium.edu.my/62907/2/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts%20SCOPUS.pdf Gazali, Haneffa Muchlis and Hassan, Rusni and Mohd Nor, Rizal and Rahman, Hafizur M.M (2017) Re-inventing PTPTN study loan with blockchain and smart contracts. In: 2017 8th International Conference on Information Technology (ICIT), 17th-18th May 2017, Amman, Jourdan. http://ieeexplore.ieee.org/document/8079940/ 10.1109/ICITECH.2017.8079940 |
| spellingShingle | H Social Sciences (General) HG Finance Gazali, Haneffa Muchlis Hassan, Rusni Mohd Nor, Rizal Rahman, Hafizur M.M Re-inventing PTPTN study loan with blockchain and smart contracts |
| title | Re-inventing PTPTN study loan with blockchain and smart contracts |
| title_full | Re-inventing PTPTN study loan with blockchain and smart contracts |
| title_fullStr | Re-inventing PTPTN study loan with blockchain and smart contracts |
| title_full_unstemmed | Re-inventing PTPTN study loan with blockchain and smart contracts |
| title_short | Re-inventing PTPTN study loan with blockchain and smart contracts |
| title_sort | re-inventing ptptn study loan with blockchain and smart contracts |
| topic | H Social Sciences (General) HG Finance |
| url | http://irep.iium.edu.my/62907/ http://irep.iium.edu.my/62907/ http://irep.iium.edu.my/62907/ http://irep.iium.edu.my/62907/1/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts.pdf http://irep.iium.edu.my/62907/2/62907%20Re-inventing%20PTPTN%20study%20loan%20with%20blockchain%20and%20smart%20contracts%20SCOPUS.pdf |