The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach
As an alternative source of financing, Investment Account Platform (IAP) becomes a new phenomenon of raising financing for SMEs from a large pool of investors via the internet, and investment diversification portfolio tools among investors in Malaysia. The purpose of this study is to identify critic...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Islamic Economic and Finance Department, Bank Indonesia
2017
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| Online Access: | http://irep.iium.edu.my/58441/ http://irep.iium.edu.my/58441/1/712-1238-1-SM.pdf |
| _version_ | 1848785112333811712 |
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| author | Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Bin |
| author_facet | Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Bin |
| author_sort | Mohd Thas Thaker, Mohamed Asmy |
| building | IIUM Repository |
| collection | Online Access |
| description | As an alternative source of financing, Investment Account Platform (IAP) becomes a new phenomenon of raising financing for SMEs from a large pool of investors via the internet, and investment diversification portfolio tools among investors in Malaysia. The purpose of this study is to identify critical factors that influence behavioral intention of investors to invest in IAP’s projects in Malaysia. The primary data (n=1000 respondents) are collected from the investors in the Klang Valley, Malaysia and the analysis is conducted using Structural Equation Modeling (SEM). Furthermore, the model has validated its acceptance in the field by adopting the Technology Acceptance Model (TAM). This study has revealed that both the perceived usefulness and perceived easy to use are found to have a positive impact on the behavioral intention of investors to use IAP in Malaysia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of investors to use IAP. |
| first_indexed | 2025-11-14T16:47:58Z |
| format | Article |
| id | iium-58441 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T16:47:58Z |
| publishDate | 2017 |
| publisher | Islamic Economic and Finance Department, Bank Indonesia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-584412020-11-09T06:43:49Z http://irep.iium.edu.my/58441/ The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Bin H Social Sciences (General) As an alternative source of financing, Investment Account Platform (IAP) becomes a new phenomenon of raising financing for SMEs from a large pool of investors via the internet, and investment diversification portfolio tools among investors in Malaysia. The purpose of this study is to identify critical factors that influence behavioral intention of investors to invest in IAP’s projects in Malaysia. The primary data (n=1000 respondents) are collected from the investors in the Klang Valley, Malaysia and the analysis is conducted using Structural Equation Modeling (SEM). Furthermore, the model has validated its acceptance in the field by adopting the Technology Acceptance Model (TAM). This study has revealed that both the perceived usefulness and perceived easy to use are found to have a positive impact on the behavioral intention of investors to use IAP in Malaysia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of investors to use IAP. Islamic Economic and Finance Department, Bank Indonesia 2017 Article PeerReviewed application/pdf en http://irep.iium.edu.my/58441/1/712-1238-1-SM.pdf Mohd Thas Thaker, Mohamed Asmy and Mohd Thas Thaker, Hassanudin Bin (2017) The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach. Journal of Islamic Monetary Economics and Finance, 3 (1). pp. 113-138. ISSN 2460-6146 E-ISSN 2460-6618 http://www.journalbankindonesia.org/index.php/JIMF/article/view/712/616 |
| spellingShingle | H Social Sciences (General) Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin Bin The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title | The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title_full | The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title_fullStr | The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title_full_unstemmed | The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title_short | The behavioural intention of investors to use Islamic banking’s Investment Account Platform (IAP) as a source of investment portfolio: A structural equation modeling approach |
| title_sort | behavioural intention of investors to use islamic banking’s investment account platform (iap) as a source of investment portfolio: a structural equation modeling approach |
| topic | H Social Sciences (General) |
| url | http://irep.iium.edu.my/58441/ http://irep.iium.edu.my/58441/ http://irep.iium.edu.my/58441/1/712-1238-1-SM.pdf |