Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective

The sustainable development of Islamic banking services has motivated large numbers of depositors to choose Islamic bank services instead of the conventional bank. There are various factors that can persuade the depositors’ choice to choose Islamic bank. The present study examines the factors that p...

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Main Authors: Allah Pitchay, Anwar, Mohd Thas Thaker, Mohamed Asmy
Format: Proceeding Paper
Language:English
Published: Beşiz Publications 2016
Subjects:
Online Access:http://irep.iium.edu.my/56623/
http://irep.iium.edu.my/56623/15/56623.pdf
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author Allah Pitchay, Anwar
Mohd Thas Thaker, Mohamed Asmy
author_facet Allah Pitchay, Anwar
Mohd Thas Thaker, Mohamed Asmy
author_sort Allah Pitchay, Anwar
building IIUM Repository
collection Online Access
description The sustainable development of Islamic banking services has motivated large numbers of depositors to choose Islamic bank services instead of the conventional bank. There are various factors that can persuade the depositors’ choice to choose Islamic bank. The present study examines the factors that persuade individuals’ behavioral intention to choose Islamic bank services. Hence, to achieve this objective, this study employs the theory of planned behavior (TPB) as the underlying theory to measure the factors that persuade the depositors’ behavioral intention to choose Islamic bank services. A total of 300 questionnaires is distributed to Malaysian Islamic bank depositors in Peninsular Malaysia. The data from the questionnaires are analysed using structural equation modeling (SEM). The result shows three variables predicted the behavioral intention, namely attitude (ATT), subjective norms (SN) and perceived behavioral control (PBC) of the depositors are found significant to persuade depositors’ behavioral intention to choose the Islamic bank services. Furthermore, the finding of the study also confirmed the relevant of using TPB to measure the depositors’ behavioral intention and this result is fruitful for the body of knowledge in the area of Islamic finance and also provides positive implication for the practitioners
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format Proceeding Paper
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institution International Islamic University Malaysia
institution_category Local University
language English
last_indexed 2025-11-14T16:42:37Z
publishDate 2016
publisher Beşiz Publications
recordtype eprints
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spelling iium-566232020-08-18T21:40:08Z http://irep.iium.edu.my/56623/ Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective Allah Pitchay, Anwar Mohd Thas Thaker, Mohamed Asmy H Social Sciences (General) The sustainable development of Islamic banking services has motivated large numbers of depositors to choose Islamic bank services instead of the conventional bank. There are various factors that can persuade the depositors’ choice to choose Islamic bank. The present study examines the factors that persuade individuals’ behavioral intention to choose Islamic bank services. Hence, to achieve this objective, this study employs the theory of planned behavior (TPB) as the underlying theory to measure the factors that persuade the depositors’ behavioral intention to choose Islamic bank services. A total of 300 questionnaires is distributed to Malaysian Islamic bank depositors in Peninsular Malaysia. The data from the questionnaires are analysed using structural equation modeling (SEM). The result shows three variables predicted the behavioral intention, namely attitude (ATT), subjective norms (SN) and perceived behavioral control (PBC) of the depositors are found significant to persuade depositors’ behavioral intention to choose the Islamic bank services. Furthermore, the finding of the study also confirmed the relevant of using TPB to measure the depositors’ behavioral intention and this result is fruitful for the body of knowledge in the area of Islamic finance and also provides positive implication for the practitioners Beşiz Publications 2016 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/56623/15/56623.pdf Allah Pitchay, Anwar and Mohd Thas Thaker, Mohamed Asmy (2016) Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective. In: International Joint Conference on Islamic Economics and Finance (IJCIEF), 1st-3rd September 2016, Istanbul, Turkey.
spellingShingle H Social Sciences (General)
Allah Pitchay, Anwar
Mohd Thas Thaker, Mohamed Asmy
Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title_full Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title_fullStr Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title_full_unstemmed Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title_short Factors persuade individuals’ behavioral intention to opt for Islamic bank services: Malaysian depositors perspective
title_sort factors persuade individuals’ behavioral intention to opt for islamic bank services: malaysian depositors perspective
topic H Social Sciences (General)
url http://irep.iium.edu.my/56623/
http://irep.iium.edu.my/56623/15/56623.pdf