Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs

Compared to conventional pawnbroking, Islamic pawnbroking (or ar-rahnu) is relatively a recent product in the financial market. More recently, however, ar-rahnu-based microcredit facility has grown in importance over the past few years due to the increased awareness on Islamic finance in Malaysia an...

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Main Authors: Nik Azman, Nik Hadiyan, Kassim, Salina, Adewale, Abideen Adeyemi
Format: Article
Language:English
English
Published: IIUM Press 2016
Subjects:
Online Access:http://irep.iium.edu.my/55540/
http://irep.iium.edu.my/55540/1/014%20ID%20Nik%20Hadiyan.pdf
http://irep.iium.edu.my/55540/2/55540_Role%20of%20ar-rahnu%20as%20micro-credit_Scopus.pdf
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author Nik Azman, Nik Hadiyan
Kassim, Salina
Adewale, Abideen Adeyemi
author_facet Nik Azman, Nik Hadiyan
Kassim, Salina
Adewale, Abideen Adeyemi
author_sort Nik Azman, Nik Hadiyan
building IIUM Repository
collection Online Access
description Compared to conventional pawnbroking, Islamic pawnbroking (or ar-rahnu) is relatively a recent product in the financial market. More recently, however, ar-rahnu-based microcredit facility has grown in importance over the past few years due to the increased awareness on Islamic finance in Malaysia and is increasingly a popular financing option, particularly among women micro-entrepreneurs. This study examines the role of ar-rahnu as a micro-credit instrument among women micro-entrepreneurs and aims to understand how the use of ar-rahnu could help them to achieve financial self-sufficiency. In achieving these objectives, the study conducts a survey on women micro-entrepreneurs in the Siti Khadijah market in Kelantan. Findings of the study are useful for the relevant authorities to take initiatives to promote Islamic-based micro-credit instruments, especially among women micro-entrepreneurs.
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spelling iium-555402017-04-12T09:01:25Z http://irep.iium.edu.my/55540/ Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs Nik Azman, Nik Hadiyan Kassim, Salina Adewale, Abideen Adeyemi HF Commerce HG Finance HG3691 Credit Compared to conventional pawnbroking, Islamic pawnbroking (or ar-rahnu) is relatively a recent product in the financial market. More recently, however, ar-rahnu-based microcredit facility has grown in importance over the past few years due to the increased awareness on Islamic finance in Malaysia and is increasingly a popular financing option, particularly among women micro-entrepreneurs. This study examines the role of ar-rahnu as a micro-credit instrument among women micro-entrepreneurs and aims to understand how the use of ar-rahnu could help them to achieve financial self-sufficiency. In achieving these objectives, the study conducts a survey on women micro-entrepreneurs in the Siti Khadijah market in Kelantan. Findings of the study are useful for the relevant authorities to take initiatives to promote Islamic-based micro-credit instruments, especially among women micro-entrepreneurs. IIUM Press 2016 Article PeerReviewed application/pdf en http://irep.iium.edu.my/55540/1/014%20ID%20Nik%20Hadiyan.pdf application/pdf en http://irep.iium.edu.my/55540/2/55540_Role%20of%20ar-rahnu%20as%20micro-credit_Scopus.pdf Nik Azman, Nik Hadiyan and Kassim, Salina and Adewale, Abideen Adeyemi (2016) Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs. Intellectual Discourse (special Issue). pp. 365-385. ISSN 0128-4878 E-ISSN 2289-5639 http://journals.iium.edu.my/intdiscourse/index.php/islam/article/viewFile/925/671
spellingShingle HF Commerce
HG Finance
HG3691 Credit
Nik Azman, Nik Hadiyan
Kassim, Salina
Adewale, Abideen Adeyemi
Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title_full Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title_fullStr Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title_full_unstemmed Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title_short Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
title_sort role of ar-rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs
topic HF Commerce
HG Finance
HG3691 Credit
url http://irep.iium.edu.my/55540/
http://irep.iium.edu.my/55540/
http://irep.iium.edu.my/55540/1/014%20ID%20Nik%20Hadiyan.pdf
http://irep.iium.edu.my/55540/2/55540_Role%20of%20ar-rahnu%20as%20micro-credit_Scopus.pdf