Prohibited elements in Islamic financial transactions: a comprehensive review

This paper analyzes prohibited elements in transactions from a shari’ah perspective, since it is obligatory on the individual (fardhu ‘ayn) to understand the Islamic law of transactions (fiqh mu’amalat). Islam is not only a religion, but also a complete way of life. Islam has clearly forbidden all b...

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Main Authors: Saiti, Buerhan, Abdullah, Adam
Format: Article
Language:English
English
English
Published: IIUM 2016
Subjects:
Online Access:http://irep.iium.edu.my/54314/
http://irep.iium.edu.my/54314/1/54314-Prohibited%20elements%20in%20Islamic%20financial%20transactions.pdf
http://irep.iium.edu.my/54314/7/54314.wos.pdf
http://irep.iium.edu.my/54314/13/54314_Prohibited%20elements%20in%20islamic%20financial%20transactions_scopus.pdf
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author Saiti, Buerhan
Abdullah, Adam
author_facet Saiti, Buerhan
Abdullah, Adam
author_sort Saiti, Buerhan
building IIUM Repository
collection Online Access
description This paper analyzes prohibited elements in transactions from a shari’ah perspective, since it is obligatory on the individual (fardhu ‘ayn) to understand the Islamic law of transactions (fiqh mu’amalat). Islam is not only a religion, but also a complete way of life. Islam has clearly forbidden all business transactions that lead to exploitation and injustice in any form to any of the parties of a contract. Islam requires that all financial and business transactions be based on transparency, accuracy, and disclosure of all material information so that no one party takes advantage of other parties. There is wisdom (hikmah) behind every prohibited transaction and in order to practice business and banking activities that are genuinely shari’ahcompliant, it is important to understand the prohibited elements in Islamic law. Accordingly, prohibited elements such as riba, gharar, qimar, maysir, fraud and coercion are discussed, as well as, the importance of the legality of the subject matter. Sahih, fasid, batil contracts and extrinsic conditions are covered in respect to different schools of thought
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spelling iium-543142017-10-10T05:03:06Z http://irep.iium.edu.my/54314/ Prohibited elements in Islamic financial transactions: a comprehensive review Saiti, Buerhan Abdullah, Adam KBP173.25 Islamic law and other disciplines or subjects This paper analyzes prohibited elements in transactions from a shari’ah perspective, since it is obligatory on the individual (fardhu ‘ayn) to understand the Islamic law of transactions (fiqh mu’amalat). Islam is not only a religion, but also a complete way of life. Islam has clearly forbidden all business transactions that lead to exploitation and injustice in any form to any of the parties of a contract. Islam requires that all financial and business transactions be based on transparency, accuracy, and disclosure of all material information so that no one party takes advantage of other parties. There is wisdom (hikmah) behind every prohibited transaction and in order to practice business and banking activities that are genuinely shari’ahcompliant, it is important to understand the prohibited elements in Islamic law. Accordingly, prohibited elements such as riba, gharar, qimar, maysir, fraud and coercion are discussed, as well as, the importance of the legality of the subject matter. Sahih, fasid, batil contracts and extrinsic conditions are covered in respect to different schools of thought IIUM 2016 Article PeerReviewed application/pdf en http://irep.iium.edu.my/54314/1/54314-Prohibited%20elements%20in%20Islamic%20financial%20transactions.pdf application/pdf en http://irep.iium.edu.my/54314/7/54314.wos.pdf application/pdf en http://irep.iium.edu.my/54314/13/54314_Prohibited%20elements%20in%20islamic%20financial%20transactions_scopus.pdf Saiti, Buerhan and Abdullah, Adam (2016) Prohibited elements in Islamic financial transactions: a comprehensive review. Al-Shajarah (SI). pp. 139-159. ISSN 1394-6870 http://journals.iium.edu.my/shajarah
spellingShingle KBP173.25 Islamic law and other disciplines or subjects
Saiti, Buerhan
Abdullah, Adam
Prohibited elements in Islamic financial transactions: a comprehensive review
title Prohibited elements in Islamic financial transactions: a comprehensive review
title_full Prohibited elements in Islamic financial transactions: a comprehensive review
title_fullStr Prohibited elements in Islamic financial transactions: a comprehensive review
title_full_unstemmed Prohibited elements in Islamic financial transactions: a comprehensive review
title_short Prohibited elements in Islamic financial transactions: a comprehensive review
title_sort prohibited elements in islamic financial transactions: a comprehensive review
topic KBP173.25 Islamic law and other disciplines or subjects
url http://irep.iium.edu.my/54314/
http://irep.iium.edu.my/54314/
http://irep.iium.edu.my/54314/1/54314-Prohibited%20elements%20in%20Islamic%20financial%20transactions.pdf
http://irep.iium.edu.my/54314/7/54314.wos.pdf
http://irep.iium.edu.my/54314/13/54314_Prohibited%20elements%20in%20islamic%20financial%20transactions_scopus.pdf