Security failures in EMV smart card payment systems
New credit cards containing Europay, MasterCard and Visa (EMV) chips for enhanced security used in-store purchases rather than online purchases have been adopted considerably. EMV supposedly protects the payment cards in such a way that the computer chip in a card referred to as chip-and-pin cards...
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| Format: | Proceeding Paper |
| Language: | English English |
| Published: |
IEEE
2016
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/54197/ http://irep.iium.edu.my/54197/7/54197.pdf http://irep.iium.edu.my/54197/8/54197-Security%20failures%20in%20EMV%20smart%20card%20payment%20systems-SOPUS.pdf |
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| author | Ahmad, Zubair M.Khedher, Akram M. Zeki Olowolayemo, Akeem |
| author_facet | Ahmad, Zubair M.Khedher, Akram M. Zeki Olowolayemo, Akeem |
| author_sort | Ahmad, Zubair |
| building | IIUM Repository |
| collection | Online Access |
| description | New credit cards containing Europay, MasterCard and Visa (EMV) chips for enhanced security used in-store
purchases rather than online purchases have been adopted considerably. EMV supposedly protects the payment cards in such a
way that the computer chip in a card referred to as chip-and-pin cards generate a unique one time code each time the card is
used. The one time code is designed such that if it is copied or stolen from the merchant system or from the system terminal
cannot be used to create a counterfeit copy of that card or counterfeit chip of the transaction. However, in spite of this design,
EMV technology is not entirely foolproof from failure. In this paper we discuss the issues, failures and fraudulent cases associated
with EMV Chip-And-Card technology. |
| first_indexed | 2025-11-14T16:36:06Z |
| format | Proceeding Paper |
| id | iium-54197 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T16:36:06Z |
| publishDate | 2016 |
| publisher | IEEE |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-541972017-06-15T02:26:26Z http://irep.iium.edu.my/54197/ Security failures in EMV smart card payment systems Ahmad, Zubair M.Khedher, Akram M. Zeki Olowolayemo, Akeem T Technology (General) New credit cards containing Europay, MasterCard and Visa (EMV) chips for enhanced security used in-store purchases rather than online purchases have been adopted considerably. EMV supposedly protects the payment cards in such a way that the computer chip in a card referred to as chip-and-pin cards generate a unique one time code each time the card is used. The one time code is designed such that if it is copied or stolen from the merchant system or from the system terminal cannot be used to create a counterfeit copy of that card or counterfeit chip of the transaction. However, in spite of this design, EMV technology is not entirely foolproof from failure. In this paper we discuss the issues, failures and fraudulent cases associated with EMV Chip-And-Card technology. IEEE 2016 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/54197/7/54197.pdf application/pdf en http://irep.iium.edu.my/54197/8/54197-Security%20failures%20in%20EMV%20smart%20card%20payment%20systems-SOPUS.pdf Ahmad, Zubair and M.Khedher, Akram M. Zeki and Olowolayemo, Akeem (2016) Security failures in EMV smart card payment systems. In: 6th International Conference on Information and Communication Technology for the Muslim World (ICT4M 2016), 22nd-24th November 2016, Jakarta, Indonesia. http://ieeexplore.ieee.org/document/7814909/ 10.1109/ICT4M.2016.056 |
| spellingShingle | T Technology (General) Ahmad, Zubair M.Khedher, Akram M. Zeki Olowolayemo, Akeem Security failures in EMV smart card payment systems |
| title | Security failures in EMV smart card payment systems |
| title_full | Security failures in EMV smart card payment systems |
| title_fullStr | Security failures in EMV smart card payment systems |
| title_full_unstemmed | Security failures in EMV smart card payment systems |
| title_short | Security failures in EMV smart card payment systems |
| title_sort | security failures in emv smart card payment systems |
| topic | T Technology (General) |
| url | http://irep.iium.edu.my/54197/ http://irep.iium.edu.my/54197/ http://irep.iium.edu.my/54197/ http://irep.iium.edu.my/54197/7/54197.pdf http://irep.iium.edu.my/54197/8/54197-Security%20failures%20in%20EMV%20smart%20card%20payment%20systems-SOPUS.pdf |