Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries
This paper aims to fill an apparent dearth of empirical studies that compare the efficiency of Islamic banks in Malaysia during their operation as Islamic windows and later transformation to full-fledged Islamic banks. Data obtained from the annual financial reports of the sampled banks is analyzed...
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| Format: | Article |
| Language: | English English |
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Universiti Malaysia Sarawak
2015
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| Online Access: | http://irep.iium.edu.my/46216/ http://irep.iium.edu.my/46216/1/Vol16-no1-paper2.pdf http://irep.iium.edu.my/46216/4/46216_Malaysian_Islamic_banks_Scopus.pdf |
| _version_ | 1848782926891712512 |
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| author | Salami, Oladipupo Luqman Adewale, Abideen Adeyemi |
| author_facet | Salami, Oladipupo Luqman Adewale, Abideen Adeyemi |
| author_sort | Salami, Oladipupo Luqman |
| building | IIUM Repository |
| collection | Online Access |
| description | This paper aims to fill an apparent dearth of empirical studies that compare the efficiency of Islamic banks in Malaysia during their operation as Islamic windows and later transformation to full-fledged Islamic banks. Data obtained from the annual financial reports of the sampled banks is analyzed using the Data Envelopment Analysis (DEA) via DEAP 2.1 software to assess both the technical and scale efficiency of the banks under sample. Results obtained indicate that the banks have improved over the years in terms of both scale and technical
efficiency although the former takes prominence. In general, the banks were found to be more efficient as Islamic windows compared to being full-fledged subsidiaries. This augurs well for the current disposition where, as per the Islamic Financial Service Act 2013, Islamic banks in
Malaysia may now operate as full-fledged banks from their hitherto Islamic banking window status. |
| first_indexed | 2025-11-14T16:13:13Z |
| format | Article |
| id | iium-46216 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English English |
| last_indexed | 2025-11-14T16:13:13Z |
| publishDate | 2015 |
| publisher | Universiti Malaysia Sarawak |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-462162017-08-04T07:37:17Z http://irep.iium.edu.my/46216/ Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries Salami, Oladipupo Luqman Adewale, Abideen Adeyemi HG1501 Banking HG4001 Financial management. Business finance. Corporation finance. This paper aims to fill an apparent dearth of empirical studies that compare the efficiency of Islamic banks in Malaysia during their operation as Islamic windows and later transformation to full-fledged Islamic banks. Data obtained from the annual financial reports of the sampled banks is analyzed using the Data Envelopment Analysis (DEA) via DEAP 2.1 software to assess both the technical and scale efficiency of the banks under sample. Results obtained indicate that the banks have improved over the years in terms of both scale and technical efficiency although the former takes prominence. In general, the banks were found to be more efficient as Islamic windows compared to being full-fledged subsidiaries. This augurs well for the current disposition where, as per the Islamic Financial Service Act 2013, Islamic banks in Malaysia may now operate as full-fledged banks from their hitherto Islamic banking window status. Universiti Malaysia Sarawak 2015-01 Article PeerReviewed application/pdf en http://irep.iium.edu.my/46216/1/Vol16-no1-paper2.pdf application/pdf en http://irep.iium.edu.my/46216/4/46216_Malaysian_Islamic_banks_Scopus.pdf Salami, Oladipupo Luqman and Adewale, Abideen Adeyemi (2015) Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries. International Journal of Business and Society, 16 (1). pp. 19-38. ISSN 1511-6670 http://www.ijbs.unimas.my/content-abstract/current-issue/item/269-malaysian-islamic-banks-efficiency-an-intra-bank-comparative-analysis-of-islamic-windows-and-full-fledged-subsidiaries.html |
| spellingShingle | HG1501 Banking HG4001 Financial management. Business finance. Corporation finance. Salami, Oladipupo Luqman Adewale, Abideen Adeyemi Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title | Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title_full | Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title_fullStr | Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title_full_unstemmed | Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title_short | Malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| title_sort | malaysian islamic banks’ efficiency: an intra-bank comparative analysis of islamic windows and full-fledged subsidiaries |
| topic | HG1501 Banking HG4001 Financial management. Business finance. Corporation finance. |
| url | http://irep.iium.edu.my/46216/ http://irep.iium.edu.my/46216/ http://irep.iium.edu.my/46216/1/Vol16-no1-paper2.pdf http://irep.iium.edu.my/46216/4/46216_Malaysian_Islamic_banks_Scopus.pdf |