An empirical study of customers’ adoption of mobile money transfer services in Somaliland

This paper investigates factors influencing customers’ adoption of Mobile Money Transfer Services in Somaliland by applying and extending the Technology Acceptance Model (TAM) model. We proposed and tested statistical hypotheses based on the data collected from 204 respondents who are customers that...

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Main Authors: Oyefolahan, Ishaq Oyebisi, Abubakar, Adamu, Ahmed, Sa’ad Abdirisak
Format: Proceeding Paper
Language:English
Published: 2014
Subjects:
Online Access:http://irep.iium.edu.my/40978/
http://irep.iium.edu.my/40978/1/An_empirical_study_of_customers%E2%80%99_adoption.pdf
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author Oyefolahan, Ishaq Oyebisi
Abubakar, Adamu
Ahmed, Sa’ad Abdirisak
author_facet Oyefolahan, Ishaq Oyebisi
Abubakar, Adamu
Ahmed, Sa’ad Abdirisak
author_sort Oyefolahan, Ishaq Oyebisi
building IIUM Repository
collection Online Access
description This paper investigates factors influencing customers’ adoption of Mobile Money Transfer Services in Somaliland by applying and extending the Technology Acceptance Model (TAM) model. We proposed and tested statistical hypotheses based on the data collected from 204 respondents who are customers that use the “Zaad” Mobile Money Transfer Services operated by Telsom Telecommunication Company in Somaliland. By testing the influence of Perceived Ease of Use, Perceived Usefulness and Perceived Trust (all moderated by gender) on the Behavioral Intention to adopt the “Zaad service”, the results of the study further confirms that all the aforementioned factors are important determinants of Intention to Use while no significant difference was found between the genders. Finally, implications and a brief conclusion is presented.
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format Proceeding Paper
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institution International Islamic University Malaysia
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language English
last_indexed 2025-11-14T15:59:04Z
publishDate 2014
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spelling iium-409782015-04-08T01:48:44Z http://irep.iium.edu.my/40978/ An empirical study of customers’ adoption of mobile money transfer services in Somaliland Oyefolahan, Ishaq Oyebisi Abubakar, Adamu Ahmed, Sa’ad Abdirisak T173.2 Technological change This paper investigates factors influencing customers’ adoption of Mobile Money Transfer Services in Somaliland by applying and extending the Technology Acceptance Model (TAM) model. We proposed and tested statistical hypotheses based on the data collected from 204 respondents who are customers that use the “Zaad” Mobile Money Transfer Services operated by Telsom Telecommunication Company in Somaliland. By testing the influence of Perceived Ease of Use, Perceived Usefulness and Perceived Trust (all moderated by gender) on the Behavioral Intention to adopt the “Zaad service”, the results of the study further confirms that all the aforementioned factors are important determinants of Intention to Use while no significant difference was found between the genders. Finally, implications and a brief conclusion is presented. 2014 Proceeding Paper PeerReviewed application/pdf en http://irep.iium.edu.my/40978/1/An_empirical_study_of_customers%E2%80%99_adoption.pdf Oyefolahan, Ishaq Oyebisi and Abubakar, Adamu and Ahmed, Sa’ad Abdirisak (2014) An empirical study of customers’ adoption of mobile money transfer services in Somaliland. In: 2014 The 5th International Conference on Information & Communication Technology for the Muslim World (ICT4M 2014), 17-19 November 2014, Sarawak. http://ieeexplore.ieee.org/xpl/articleDetails.jsp?arnumber=7020583&filter%3DAND%28p_IS_Number%3A7020577%29
spellingShingle T173.2 Technological change
Oyefolahan, Ishaq Oyebisi
Abubakar, Adamu
Ahmed, Sa’ad Abdirisak
An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title_full An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title_fullStr An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title_full_unstemmed An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title_short An empirical study of customers’ adoption of mobile money transfer services in Somaliland
title_sort empirical study of customers’ adoption of mobile money transfer services in somaliland
topic T173.2 Technological change
url http://irep.iium.edu.my/40978/
http://irep.iium.edu.my/40978/
http://irep.iium.edu.my/40978/1/An_empirical_study_of_customers%E2%80%99_adoption.pdf