Internet banking in Pakistan: finding complexities
Technology is evolving every new day and has its impact on every thing. In this paper we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This research investigates complexities (factors) that have resisted or obstructed the adoption of Internet Banking in Pakistan....
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Array Development Canada (JIBC)
2011
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/3981/ http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf |
| _version_ | 1848776248751292416 |
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| author | Akhlaq, Mohammed ather Shah, Asadullah |
| author_facet | Akhlaq, Mohammed ather Shah, Asadullah |
| author_sort | Akhlaq, Mohammed ather |
| building | IIUM Repository |
| collection | Online Access |
| description | Technology is evolving every new day and has its impact on every thing. In this paper
we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This
research investigates complexities (factors) that have resisted or obstructed the adoption
of Internet Banking in Pakistan. Traditional innovation diffusion model (IDT) is used to
develop the research model indicating the proposed complexities and acceptance of
Internet Banking among Pakistani users. The model is tested with a survey sample
(n=45). Out of the nine complexities identified, six are found significant. The findings of
the research signify that 67 % of the proposed complexities, Familiarity with the
technology, Concerns for Download Speed, Unfriendly Website Design, Fear of
Government tracking transactions, Security and People Gaining Access/Misusing, hinder
the users in accepting and adopting internet banking technology in Pakistan. |
| first_indexed | 2025-11-14T14:27:05Z |
| format | Article |
| id | iium-3981 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T14:27:05Z |
| publishDate | 2011 |
| publisher | Array Development Canada (JIBC) |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-39812021-01-18T07:55:26Z http://irep.iium.edu.my/3981/ Internet banking in Pakistan: finding complexities Akhlaq, Mohammed ather Shah, Asadullah QA75 Electronic computers. Computer science Technology is evolving every new day and has its impact on every thing. In this paper we will analyze the acceptance of technology in the Banking Industry of Pakisatn. This research investigates complexities (factors) that have resisted or obstructed the adoption of Internet Banking in Pakistan. Traditional innovation diffusion model (IDT) is used to develop the research model indicating the proposed complexities and acceptance of Internet Banking among Pakistani users. The model is tested with a survey sample (n=45). Out of the nine complexities identified, six are found significant. The findings of the research signify that 67 % of the proposed complexities, Familiarity with the technology, Concerns for Download Speed, Unfriendly Website Design, Fear of Government tracking transactions, Security and People Gaining Access/Misusing, hinder the users in accepting and adopting internet banking technology in Pakistan. Array Development Canada (JIBC) 2011-04 Article PeerReviewed application/pdf en http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf Akhlaq, Mohammed ather and Shah, Asadullah (2011) Internet banking in Pakistan: finding complexities. Journal of Internet Banking and Commerce, 16 (1). pp. 1-14. ISSN 1204-5357 http://www.arraydev.com/commerce/jibc/ |
| spellingShingle | QA75 Electronic computers. Computer science Akhlaq, Mohammed ather Shah, Asadullah Internet banking in Pakistan: finding complexities |
| title | Internet banking in Pakistan: finding complexities |
| title_full | Internet banking in Pakistan: finding complexities |
| title_fullStr | Internet banking in Pakistan: finding complexities |
| title_full_unstemmed | Internet banking in Pakistan: finding complexities |
| title_short | Internet banking in Pakistan: finding complexities |
| title_sort | internet banking in pakistan: finding complexities |
| topic | QA75 Electronic computers. Computer science |
| url | http://irep.iium.edu.my/3981/ http://irep.iium.edu.my/3981/ http://irep.iium.edu.my/3981/1/internet-banking-paper2011.pdf |