Shariah governance for Islamic financial institutions in Malaysia on the independency of Shariah committee and efficiency on its Shariah decisions - Othman, Ahmad Azam; Hassan, Rusni; Omar, Muhammad Naim; Mohd Napiah, Mohammad Deen; Arifin, Mahamad; Yusoff, A.; Khatimin, Nuraini; Zaharim, Azami (2013)