Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors
This study seeks to examine the performance of 77 Bangladeshi, Sri Lankan, and Pakistani commercial banks between 1997 and 2008. The empirical findings suggest that bank specific characteristics – in particular, liquidity, non-interest income, credit risk, and capitalization – have positive and sign...
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| Format: | Article |
| Language: | English |
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Taylor and Francis (Routledge)
2012
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| Online Access: | http://irep.iium.edu.my/27049/ http://irep.iium.edu.my/27049/1/09584935%252E2012%252E696089.pdf |
| _version_ | 1848779751949336576 |
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| author | Sufian, Fadzlan |
| author_facet | Sufian, Fadzlan |
| author_sort | Sufian, Fadzlan |
| building | IIUM Repository |
| collection | Online Access |
| description | This study seeks to examine the performance of 77 Bangladeshi, Sri Lankan, and Pakistani commercial banks between 1997 and 2008. The empirical findings suggest that bank specific characteristics – in particular, liquidity, non-interest income, credit risk, and capitalization – have positive and significant impacts on bank performance, while cost is negatively related to bank profitability. As for the impact of macroeconomic indicators, the results suggest that economic growth has positive and significant impact, while inflation has no significant impact on bank profitability. During the period under study, the empirical findings indicate that private investment is positively related to bank profitability, while private consumption expenditure exhibits negative impact. However, the impact is not uniform across the countries studied. |
| first_indexed | 2025-11-14T15:22:46Z |
| format | Article |
| id | iium-27049 |
| institution | International Islamic University Malaysia |
| institution_category | Local University |
| language | English |
| last_indexed | 2025-11-14T15:22:46Z |
| publishDate | 2012 |
| publisher | Taylor and Francis (Routledge) |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | iium-270492012-12-03T02:23:14Z http://irep.iium.edu.my/27049/ Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors Sufian, Fadzlan HG Finance HG1501 Banking This study seeks to examine the performance of 77 Bangladeshi, Sri Lankan, and Pakistani commercial banks between 1997 and 2008. The empirical findings suggest that bank specific characteristics – in particular, liquidity, non-interest income, credit risk, and capitalization – have positive and significant impacts on bank performance, while cost is negatively related to bank profitability. As for the impact of macroeconomic indicators, the results suggest that economic growth has positive and significant impact, while inflation has no significant impact on bank profitability. During the period under study, the empirical findings indicate that private investment is positively related to bank profitability, while private consumption expenditure exhibits negative impact. However, the impact is not uniform across the countries studied. Taylor and Francis (Routledge) 2012-09 Article PeerReviewed application/pdf en http://irep.iium.edu.my/27049/1/09584935%252E2012%252E696089.pdf Sufian, Fadzlan (2012) Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors. Contemporary South Asia, 20 (3). pp. 375-399. ISSN 1469-364X (O), 0958-4935 (P) http://www.tandfonline.com/doi/full/10.1080/09584935.2012.696089 10.1080/09584935.2012.696089 |
| spellingShingle | HG Finance HG1501 Banking Sufian, Fadzlan Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title | Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title_full | Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title_fullStr | Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title_full_unstemmed | Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title_short | Determinants of bank profitability in developing economies: empirical evidence from the South Asian banking sectors |
| title_sort | determinants of bank profitability in developing economies: empirical evidence from the south asian banking sectors |
| topic | HG Finance HG1501 Banking |
| url | http://irep.iium.edu.my/27049/ http://irep.iium.edu.my/27049/ http://irep.iium.edu.my/27049/ http://irep.iium.edu.my/27049/1/09584935%252E2012%252E696089.pdf |