Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.

The current study analyze impact of FinTech, on financial stability of Kingdom of Saudi Arabia growth inhibitors and obstacles for small and medium-sized businesses. Agriculture, industry, FinTech and services make up the sample's three primary industries. The convenience sample technique was u...

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Main Authors: Rahim, Adeel, Bangash, Romana, Khan, Hanana, Khan, Faisal
Format: Journal Article
Language:English
Published: Transnational Press London Ltd. 2024
Online Access:https://remittancesreview.com/article-detail/?id=1208c
http://hdl.handle.net/20.500.11937/95123
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author Rahim, Adeel
Bangash, Romana
Khan, Hanana
Khan, Faisal
author_facet Rahim, Adeel
Bangash, Romana
Khan, Hanana
Khan, Faisal
author_sort Rahim, Adeel
building Curtin Institutional Repository
collection Online Access
description The current study analyze impact of FinTech, on financial stability of Kingdom of Saudi Arabia growth inhibitors and obstacles for small and medium-sized businesses. Agriculture, industry, FinTech and services make up the sample's three primary industries. The convenience sample technique was used to identify a much higher percentage of SMEs. The expansion of SME is hampered by a number of problems. The study used Principal Component Analysis, a multivariate statistical technique, to identify the most and least important reasons impeding these businesses' expansion and development in Kingdom of Saudi Arabia. Long wait times for loan approval, a lack of collateral, corruption, and management-related challenges are found to be the main factors preventing SMEs in this region from succeeding more. The study identified a wide range of internal and external variables. Based on the findings from the empirical investigation and survey data, the report also makes a number of policy recommendations for regulatory agencies, lending institutions, and SME sector companies.
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institution Curtin University Malaysia
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spelling curtin-20.500.11937-951232024-07-02T02:24:11Z Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia. Rahim, Adeel Bangash, Romana Khan, Hanana Khan, Faisal The current study analyze impact of FinTech, on financial stability of Kingdom of Saudi Arabia growth inhibitors and obstacles for small and medium-sized businesses. Agriculture, industry, FinTech and services make up the sample's three primary industries. The convenience sample technique was used to identify a much higher percentage of SMEs. The expansion of SME is hampered by a number of problems. The study used Principal Component Analysis, a multivariate statistical technique, to identify the most and least important reasons impeding these businesses' expansion and development in Kingdom of Saudi Arabia. Long wait times for loan approval, a lack of collateral, corruption, and management-related challenges are found to be the main factors preventing SMEs in this region from succeeding more. The study identified a wide range of internal and external variables. Based on the findings from the empirical investigation and survey data, the report also makes a number of policy recommendations for regulatory agencies, lending institutions, and SME sector companies. 2024 Journal Article http://hdl.handle.net/20.500.11937/95123 10.33182/rr.v9i1.003 English https://remittancesreview.com/article-detail/?id=1208c Transnational Press London Ltd. unknown
spellingShingle Rahim, Adeel
Bangash, Romana
Khan, Hanana
Khan, Faisal
Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title_full Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title_fullStr Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title_full_unstemmed Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title_short Impact of Fintech on Financial Stability of Small and Medium-Sized Business in Kingdom of Saudi Arabia.
title_sort impact of fintech on financial stability of small and medium-sized business in kingdom of saudi arabia.
url https://remittancesreview.com/article-detail/?id=1208c
http://hdl.handle.net/20.500.11937/95123