House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience

Purpose: The purpose of this paper is to compare responses of house prices in three important markets when faced with permanent and temporary shocks to income. It additionally decomposes each historical house price series into its permanent, temporary and deterministic components. Design/methodology...

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Main Authors: Fraser, Patricia, Hoesli, M., McAlevey, L.
Format: Journal Article
Published: Emerald Group Publishing Ltd. 2012
Subjects:
Online Access:http://hdl.handle.net/20.500.11937/9374
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author Fraser, Patricia
Hoesli, M.
McAlevey, L.
author_facet Fraser, Patricia
Hoesli, M.
McAlevey, L.
author_sort Fraser, Patricia
building Curtin Institutional Repository
collection Online Access
description Purpose: The purpose of this paper is to compare responses of house prices in three important markets when faced with permanent and temporary shocks to income. It additionally decomposes each historical house price series into its permanent, temporary and deterministic components. Design/methodology/approach: Using quarterly data over 1973-2008, two-variable systems of house prices and income are specified for three major house-owning economies: New Zealand (NZ), the United Kingdom (UK) and the United States of America (USA). Findings: NZ and UK housing markets are sensitive to both permanent and temporary shocks to income, while the US market reacts to temporary shocks with the permanent component having a largely insignificant role to play in house price composition. In NZ, the temporary component of house prices has tended to be positive over time, pushing prices higher than they would have been otherwise; while in the UK, both permanent and temporary components have tended to reinforce each other. Originality/value: The paper uses state-of-the-art methods to analyse the relationships between income and house prices in three economies.
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spelling curtin-20.500.11937-93742017-09-13T16:06:41Z House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience Fraser, Patricia Hoesli, M. McAlevey, L. temporary shocks elasticity disposable income income prices United States of America property SVAR approach permanent shocks house prices United Kingdom New Zealand Purpose: The purpose of this paper is to compare responses of house prices in three important markets when faced with permanent and temporary shocks to income. It additionally decomposes each historical house price series into its permanent, temporary and deterministic components. Design/methodology/approach: Using quarterly data over 1973-2008, two-variable systems of house prices and income are specified for three major house-owning economies: New Zealand (NZ), the United Kingdom (UK) and the United States of America (USA). Findings: NZ and UK housing markets are sensitive to both permanent and temporary shocks to income, while the US market reacts to temporary shocks with the permanent component having a largely insignificant role to play in house price composition. In NZ, the temporary component of house prices has tended to be positive over time, pushing prices higher than they would have been otherwise; while in the UK, both permanent and temporary components have tended to reinforce each other. Originality/value: The paper uses state-of-the-art methods to analyse the relationships between income and house prices in three economies. 2012 Journal Article http://hdl.handle.net/20.500.11937/9374 10.1108/17539261211215987 Emerald Group Publishing Ltd. restricted
spellingShingle temporary shocks
elasticity
disposable income
income
prices
United States of America
property
SVAR approach
permanent shocks
house prices
United Kingdom
New Zealand
Fraser, Patricia
Hoesli, M.
McAlevey, L.
House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title_full House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title_fullStr House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title_full_unstemmed House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title_short House prices, disposable income and permanent and temporary shocks: The NZ, UK and US experience
title_sort house prices, disposable income and permanent and temporary shocks: the nz, uk and us experience
topic temporary shocks
elasticity
disposable income
income
prices
United States of America
property
SVAR approach
permanent shocks
house prices
United Kingdom
New Zealand
url http://hdl.handle.net/20.500.11937/9374