The Impact of Bank Loan Announcements on Stock Liquidity

We examine the impact of bank loan announcements on stock liquidity. Using a comprehensive loan announcement sample over 14 years in Australia, we find that effective spreads and realized spreads of borrowers’ stocks fall after the announcements. The findings suggest these announcements send positiv...

Full description

Bibliographic Details
Main Authors: Pham, Thu Phuong, Singh, Harminder, Vu, Van Hoang
Format: Journal Article
Published: Elsevier 2023
Subjects:
Online Access:http://hdl.handle.net/20.500.11937/90444
_version_ 1848765379864690688
author Pham, Thu Phuong
Singh, Harminder
Vu, Van Hoang
author_facet Pham, Thu Phuong
Singh, Harminder
Vu, Van Hoang
author_sort Pham, Thu Phuong
building Curtin Institutional Repository
collection Online Access
description We examine the impact of bank loan announcements on stock liquidity. Using a comprehensive loan announcement sample over 14 years in Australia, we find that effective spreads and realized spreads of borrowers’ stocks fall after the announcements. The findings suggest these announcements send positive signals about borrowers to the market that increase liquidity provision and reduce transaction costs, leading to improved liquidity for borrowers’ stocks. This liquidity improvement is more pronounced following announcements of new loans than for loan renewals. Overall, our findings provide practical implications for firm managers in the financing decision-making process and market participants in trading strategy adjustment.
first_indexed 2025-11-14T11:34:19Z
format Journal Article
id curtin-20.500.11937-90444
institution Curtin University Malaysia
institution_category Local University
last_indexed 2025-11-14T11:34:19Z
publishDate 2023
publisher Elsevier
recordtype eprints
repository_type Digital Repository
spelling curtin-20.500.11937-904442025-06-16T03:12:56Z The Impact of Bank Loan Announcements on Stock Liquidity Pham, Thu Phuong Singh, Harminder Vu, Van Hoang 1502 - Banking, Finance and Investment 3502 - Banking, finance and investment We examine the impact of bank loan announcements on stock liquidity. Using a comprehensive loan announcement sample over 14 years in Australia, we find that effective spreads and realized spreads of borrowers’ stocks fall after the announcements. The findings suggest these announcements send positive signals about borrowers to the market that increase liquidity provision and reduce transaction costs, leading to improved liquidity for borrowers’ stocks. This liquidity improvement is more pronounced following announcements of new loans than for loan renewals. Overall, our findings provide practical implications for firm managers in the financing decision-making process and market participants in trading strategy adjustment. 2023 Journal Article http://hdl.handle.net/20.500.11937/90444 10.1016/j.iref.2023.02.009 Elsevier fulltext
spellingShingle 1502 - Banking, Finance and Investment
3502 - Banking, finance and investment
Pham, Thu Phuong
Singh, Harminder
Vu, Van Hoang
The Impact of Bank Loan Announcements on Stock Liquidity
title The Impact of Bank Loan Announcements on Stock Liquidity
title_full The Impact of Bank Loan Announcements on Stock Liquidity
title_fullStr The Impact of Bank Loan Announcements on Stock Liquidity
title_full_unstemmed The Impact of Bank Loan Announcements on Stock Liquidity
title_short The Impact of Bank Loan Announcements on Stock Liquidity
title_sort impact of bank loan announcements on stock liquidity
topic 1502 - Banking, Finance and Investment
3502 - Banking, finance and investment
url http://hdl.handle.net/20.500.11937/90444