Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption
This paper assesses the relevance of mortgage-led consumption for the assemblage of home. Drawing on qualitative research completed in the UK, we show how the materials and meanings of owner-occupation are constituted by, and experienced through, the accumulation and deployment of secured debt. This...
| Main Authors: | , , |
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| Format: | Journal Article |
| Published: |
Routledge
2013
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| Online Access: | http://hdl.handle.net/20.500.11937/63052 |
| _version_ | 1848760981714370560 |
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| author | Cook, N. Smith, Susan Searle, B. |
| author_facet | Cook, N. Smith, Susan Searle, B. |
| author_sort | Cook, N. |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | This paper assesses the relevance of mortgage-led consumption for the assemblage of home. Drawing on qualitative research completed in the UK, we show how the materials and meanings of owner-occupation are constituted by, and experienced through, the accumulation and deployment of secured debt. This is enabled by a particular financial regime, in which the proceeds of equity borrowing are freed for discretionary expenditure. Homes and their contents thus acquire the status of 'debted objects', and these form an interface between the financial and familial values comprising residential space. By attending to these mortgage-enabled purchases, we expose and evaluate the myriad ways in which equity borrowings animate the assemblage of home, adding value to property, linking domestic space with distant geographies and inspiring the art of dwelling. © 2013 Copyright Taylor and Francis Group, LLC. |
| first_indexed | 2025-11-14T10:24:25Z |
| format | Journal Article |
| id | curtin-20.500.11937-63052 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T10:24:25Z |
| publishDate | 2013 |
| publisher | Routledge |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-630522018-02-06T06:23:29Z Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption Cook, N. Smith, Susan Searle, B. This paper assesses the relevance of mortgage-led consumption for the assemblage of home. Drawing on qualitative research completed in the UK, we show how the materials and meanings of owner-occupation are constituted by, and experienced through, the accumulation and deployment of secured debt. This is enabled by a particular financial regime, in which the proceeds of equity borrowing are freed for discretionary expenditure. Homes and their contents thus acquire the status of 'debted objects', and these form an interface between the financial and familial values comprising residential space. By attending to these mortgage-enabled purchases, we expose and evaluate the myriad ways in which equity borrowings animate the assemblage of home, adding value to property, linking domestic space with distant geographies and inspiring the art of dwelling. © 2013 Copyright Taylor and Francis Group, LLC. 2013 Journal Article http://hdl.handle.net/20.500.11937/63052 10.1080/14036096.2013.767280 Routledge restricted |
| spellingShingle | Cook, N. Smith, Susan Searle, B. Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title | Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title_full | Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title_fullStr | Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title_full_unstemmed | Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title_short | Debted Objects: Homemaking in an Era of Mortgage-Enabled Consumption |
| title_sort | debted objects: homemaking in an era of mortgage-enabled consumption |
| url | http://hdl.handle.net/20.500.11937/63052 |