Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter?
Government-owned banks represent the smallest number of banks in Indonesia (25% of all banks) but have a dominant market share of almost 50% in the loan market. Studies previous to this one do not address the effect of size differences on the loan portfolio structures and performance of such banks....
| Main Authors: | , |
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| Format: | Journal Article |
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Virtus interpress
2014
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| Online Access: | http://hdl.handle.net/20.500.11937/53215 |
| _version_ | 1848759092812709888 |
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| author | Atahau, A. Cronje, Tom |
| author_facet | Atahau, A. Cronje, Tom |
| author_sort | Atahau, A. |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | Government-owned banks represent the smallest number of banks in Indonesia (25% of all banks) but have a dominant market share of almost 50% in the loan market. Studies previous to this one do not address the effect of size differences on the loan portfolio structures and performance of such banks. The objective of this study is to add to the literature in this area by determining whether small and large Indonesian government-owned banks differ in terms of their loan portfolio structures and performance. The study covers the 2003 to 2011 period. Descriptive statistics, univariate statistics and generalized least squares estimation are applied. The findings show that the loan portfolio structures and returns of small and large government-owned banks differ significantly. |
| first_indexed | 2025-11-14T09:54:23Z |
| format | Journal Article |
| id | curtin-20.500.11937-53215 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T09:54:23Z |
| publishDate | 2014 |
| publisher | Virtus interpress |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-532152018-06-20T02:27:01Z Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? Atahau, A. Cronje, Tom Government-owned banks represent the smallest number of banks in Indonesia (25% of all banks) but have a dominant market share of almost 50% in the loan market. Studies previous to this one do not address the effect of size differences on the loan portfolio structures and performance of such banks. The objective of this study is to add to the literature in this area by determining whether small and large Indonesian government-owned banks differ in terms of their loan portfolio structures and performance. The study covers the 2003 to 2011 period. Descriptive statistics, univariate statistics and generalized least squares estimation are applied. The findings show that the loan portfolio structures and returns of small and large government-owned banks differ significantly. 2014 Journal Article http://hdl.handle.net/20.500.11937/53215 10.22495/cocv11i4c4p1 Virtus interpress fulltext |
| spellingShingle | Atahau, A. Cronje, Tom Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title | Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title_full | Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title_fullStr | Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title_full_unstemmed | Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title_short | Loan portfolio structure and performance of government-owned banks in Indonesia: Does size matter? |
| title_sort | loan portfolio structure and performance of government-owned banks in indonesia: does size matter? |
| url | http://hdl.handle.net/20.500.11937/53215 |