Sustainable withdrawal rates during retirement and the risks of financial ruins
The importance of sustainable spending rates by retirees has been underscored by rapid population ageing and the lacklustre performance of markets and pension funds in the post- GFC period. This suggests that financial planners and advisors should pay more attention to the estimation of risk in reti...
| Main Author: | |
|---|---|
| Format: | Journal Article |
| Published: |
Financial Service Institute of Australia
2012
|
| Online Access: | https://www.finsia.com/indepth/publications/jassa/archive#2012 http://hdl.handle.net/20.500.11937/45805 |
| _version_ | 1848757386946281472 |
|---|---|
| author | Alles, Lakshman |
| author_facet | Alles, Lakshman |
| author_sort | Alles, Lakshman |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | The importance of sustainable spending rates by retirees has been underscored by rapid population ageing and the lacklustre performance of markets and pension funds in the post- GFC period. This suggests that financial planners and advisors should pay more attention to the estimation of risk in retirement finance modelling in their analyses and advice to clients. This paper provides some useful guidance on the application of two available techniques in this regard. |
| first_indexed | 2025-11-14T09:27:17Z |
| format | Journal Article |
| id | curtin-20.500.11937-45805 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T09:27:17Z |
| publishDate | 2012 |
| publisher | Financial Service Institute of Australia |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-458052017-01-30T15:23:27Z Sustainable withdrawal rates during retirement and the risks of financial ruins Alles, Lakshman The importance of sustainable spending rates by retirees has been underscored by rapid population ageing and the lacklustre performance of markets and pension funds in the post- GFC period. This suggests that financial planners and advisors should pay more attention to the estimation of risk in retirement finance modelling in their analyses and advice to clients. This paper provides some useful guidance on the application of two available techniques in this regard. 2012 Journal Article http://hdl.handle.net/20.500.11937/45805 https://www.finsia.com/indepth/publications/jassa/archive#2012 Financial Service Institute of Australia restricted |
| spellingShingle | Alles, Lakshman Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title | Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title_full | Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title_fullStr | Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title_full_unstemmed | Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title_short | Sustainable withdrawal rates during retirement and the risks of financial ruins |
| title_sort | sustainable withdrawal rates during retirement and the risks of financial ruins |
| url | https://www.finsia.com/indepth/publications/jassa/archive#2012 http://hdl.handle.net/20.500.11937/45805 |