Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?

This paper examines consumers' motivations to engage in electronic word-of-mouth (WOM) and its influences on the cognitive and affective aspects of the WOM message. A sample of 201 consumers was collected from an online survey. Regressions show that four motivations had significant relationship...

Full description

Bibliographic Details
Main Authors: Soetarto, B., Yap, Kenneth, Sweeney, J.
Format: Working Paper
Published: School of Marketing, Curtin Business School 2009
Subjects:
Online Access:http://hdl.handle.net/20.500.11937/41666
_version_ 1848756208736927744
author Soetarto, B.
Yap, Kenneth
Sweeney, J.
author_facet Soetarto, B.
Yap, Kenneth
Sweeney, J.
author_sort Soetarto, B.
building Curtin Institutional Repository
collection Online Access
description This paper examines consumers' motivations to engage in electronic word-of-mouth (WOM) and its influences on the cognitive and affective aspects of the WOM message. A sample of 201 consumers was collected from an online survey. Regressions show that four motivations had significant relationships with cognitive and affective aspects of positive messages and two in the case of negative messages. Cognitive and affective aspects were both found to be positively related to message effectiveness, although the former had a greater influence. Findings suggest that consumers use both positive and negative WOM to achieve their objectives, but are more selective when engaging in negative WOM. Managers should encourage consumers to share more factual information about their consumption experience with others through WOM. Managers will gain a better understanding of WOM by analyzing individual messages for its content and delivery.
first_indexed 2025-11-14T09:08:33Z
format Working Paper
id curtin-20.500.11937-41666
institution Curtin University Malaysia
institution_category Local University
last_indexed 2025-11-14T09:08:33Z
publishDate 2009
publisher School of Marketing, Curtin Business School
recordtype eprints
repository_type Digital Repository
spelling curtin-20.500.11937-416662017-01-30T14:54:20Z Word-of-mouth on financial products in online communities: an exploration into the why, what, and how? Soetarto, B. Yap, Kenneth Sweeney, J. Cognitive influence Word-of-mouth Online survey Motivation Affective influence Financial services This paper examines consumers' motivations to engage in electronic word-of-mouth (WOM) and its influences on the cognitive and affective aspects of the WOM message. A sample of 201 consumers was collected from an online survey. Regressions show that four motivations had significant relationships with cognitive and affective aspects of positive messages and two in the case of negative messages. Cognitive and affective aspects were both found to be positively related to message effectiveness, although the former had a greater influence. Findings suggest that consumers use both positive and negative WOM to achieve their objectives, but are more selective when engaging in negative WOM. Managers should encourage consumers to share more factual information about their consumption experience with others through WOM. Managers will gain a better understanding of WOM by analyzing individual messages for its content and delivery. 2009 Working Paper http://hdl.handle.net/20.500.11937/41666 School of Marketing, Curtin Business School fulltext
spellingShingle Cognitive influence
Word-of-mouth
Online survey
Motivation
Affective influence
Financial services
Soetarto, B.
Yap, Kenneth
Sweeney, J.
Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title_full Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title_fullStr Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title_full_unstemmed Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title_short Word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
title_sort word-of-mouth on financial products in online communities: an exploration into the why, what, and how?
topic Cognitive influence
Word-of-mouth
Online survey
Motivation
Affective influence
Financial services
url http://hdl.handle.net/20.500.11937/41666