House Prices, Fundamentals and Bubbles

This paper studies actual (real) house prices relative to fundamental (real) house values. Such a focus is warranted since housing constitutes a large fraction of most household portfolios, and its characteristics are such that, in contrast to what prevails in financial markets, arbitrage will be li...

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Main Authors: Black, A., Fraser, Patricia, Hoesli, M.
Format: Journal Article
Published: Wiley Blackwell 2006
Subjects:
Online Access:http://hdl.handle.net/20.500.11937/3321
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author Black, A.
Fraser, Patricia
Hoesli, M.
author_facet Black, A.
Fraser, Patricia
Hoesli, M.
author_sort Black, A.
building Curtin Institutional Repository
collection Online Access
description This paper studies actual (real) house prices relative to fundamental (real) house values. Such a focus is warranted since housing constitutes a large fraction of most household portfolios, and its characteristics are such that, in contrast to what prevails in financial markets, arbitrage will be limited and hence correction toward ‘true’ value is likely to be a prolonged process. Using UK data and a time-varying present value approach, our results preclude the existence of an explosive rational bubble due to non-fundamental factors. We further find that intrinsic bubbles have an important role to play in determining actual house prices although price dynamics appear to impact, particularly in periods of strong deviation from fundamental value. Price dynamics are found to be driven by momentum behaviour.
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publishDate 2006
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spelling curtin-20.500.11937-33212017-09-13T14:45:49Z House Prices, Fundamentals and Bubbles Black, A. Fraser, Patricia Hoesli, M. fundamentals present value bubbles time-varying risk Real house prices real disposable income This paper studies actual (real) house prices relative to fundamental (real) house values. Such a focus is warranted since housing constitutes a large fraction of most household portfolios, and its characteristics are such that, in contrast to what prevails in financial markets, arbitrage will be limited and hence correction toward ‘true’ value is likely to be a prolonged process. Using UK data and a time-varying present value approach, our results preclude the existence of an explosive rational bubble due to non-fundamental factors. We further find that intrinsic bubbles have an important role to play in determining actual house prices although price dynamics appear to impact, particularly in periods of strong deviation from fundamental value. Price dynamics are found to be driven by momentum behaviour. 2006 Journal Article http://hdl.handle.net/20.500.11937/3321 10.1111/j.1468-5957.2006.00638.x Wiley Blackwell restricted
spellingShingle fundamentals
present value
bubbles
time-varying risk
Real house prices
real disposable income
Black, A.
Fraser, Patricia
Hoesli, M.
House Prices, Fundamentals and Bubbles
title House Prices, Fundamentals and Bubbles
title_full House Prices, Fundamentals and Bubbles
title_fullStr House Prices, Fundamentals and Bubbles
title_full_unstemmed House Prices, Fundamentals and Bubbles
title_short House Prices, Fundamentals and Bubbles
title_sort house prices, fundamentals and bubbles
topic fundamentals
present value
bubbles
time-varying risk
Real house prices
real disposable income
url http://hdl.handle.net/20.500.11937/3321