The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions
The goal of this empirical study is to identify empirically and on a panel basis how non-traditional bank activities affect directly the profitability and risk profiles of the financial institutions involved in such activities. Through a dataset that covers 1,725 U.S. financial institutions involved...
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| Format: | Journal Article |
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Pergamon
2014
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| Online Access: | http://hdl.handle.net/20.500.11937/30640 |
| _version_ | 1848753145647202304 |
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| author | Apergis, Nicholas |
| author_facet | Apergis, Nicholas |
| author_sort | Apergis, Nicholas |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | The goal of this empirical study is to identify empirically and on a panel basis how non-traditional bank activities affect directly the profitability and risk profiles of the financial institutions involved in such activities. Through a dataset that covers 1,725 U.S. financial institutions involved in non-traditional bank activities spanning the period 2000-2013 and the methodology of panel cointegration, the empirical findings document that non-traditional bank activities exert a positive effect on both the profitability and the insolvency risk. The results could be important for regulators given they could serve as a pre-warning signal that sends a clear message to regulators about the potential systemic risk that exists within the financial markets. |
| first_indexed | 2025-11-14T08:19:52Z |
| format | Journal Article |
| id | curtin-20.500.11937-30640 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T08:19:52Z |
| publishDate | 2014 |
| publisher | Pergamon |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-306402019-02-19T04:28:02Z The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions Apergis, Nicholas panel data insolvency risk U.S non-traditional bank activities banks profitability The goal of this empirical study is to identify empirically and on a panel basis how non-traditional bank activities affect directly the profitability and risk profiles of the financial institutions involved in such activities. Through a dataset that covers 1,725 U.S. financial institutions involved in non-traditional bank activities spanning the period 2000-2013 and the methodology of panel cointegration, the empirical findings document that non-traditional bank activities exert a positive effect on both the profitability and the insolvency risk. The results could be important for regulators given they could serve as a pre-warning signal that sends a clear message to regulators about the potential systemic risk that exists within the financial markets. 2014 Journal Article http://hdl.handle.net/20.500.11937/30640 10.1016/j.jimonfin.2014.03.003 Pergamon fulltext |
| spellingShingle | panel data insolvency risk U.S non-traditional bank activities banks profitability Apergis, Nicholas The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title | The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title_full | The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title_fullStr | The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title_full_unstemmed | The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title_short | The Long-term Role of Non-traditional Banking in Profitability and risk profiles: Evidence from a panel of U.S. banking institutions |
| title_sort | long-term role of non-traditional banking in profitability and risk profiles: evidence from a panel of u.s. banking institutions |
| topic | panel data insolvency risk U.S non-traditional bank activities banks profitability |
| url | http://hdl.handle.net/20.500.11937/30640 |