Credit decision support methodology for Micro, Small and Medium Enterprises (MSMEs) : Indonesian cases

This research is aimed at constructing an objective and accurate credit risk assessment method for Micro, Small and Medium Enterprises in Indonesia. Credit data of three sample banks is structured using eXtensible Markup Language and Database Structure Model for analysis purposes. Selected data mini...

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Bibliographic Details
Main Author: Ikasari, Novita
Format: Thesis
Language:English
Published: Curtin University 2014
Online Access:http://hdl.handle.net/20.500.11937/2619
Description
Summary:This research is aimed at constructing an objective and accurate credit risk assessment method for Micro, Small and Medium Enterprises in Indonesia. Credit data of three sample banks is structured using eXtensible Markup Language and Database Structure Model for analysis purposes. Selected data mining techniques are applied to perform credit risk classification based on quantitative and text-based qualitative information. This fills the gap in previous studies where text-based qualitative information was excluded from the models.