Impacts of SMEs Character in The Loan Approval Stage
We attempt to integrate the prior literature on SME financing, and propose that these issues should be researched in a structured and holistic manner. To that end, we suggest that SME financing can be studied from the supplu side (banks') perspective, but not be restricted to a discussion on th...
| Main Authors: | , , |
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| Other Authors: | |
| Format: | Conference Paper |
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Institute of Electrical and Electronics Engineers, Inc.
2010
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| Subjects: | |
| Online Access: | http://hdl.handle.net/20.500.11937/24465 |
| _version_ | 1848751437306134528 |
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| author | Yeo, Tze Sheng Abdul Rani, Nazatul Shima Shaikh, Junaid |
| author2 | Zhang Chris |
| author_facet | Zhang Chris Yeo, Tze Sheng Abdul Rani, Nazatul Shima Shaikh, Junaid |
| author_sort | Yeo, Tze Sheng |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | We attempt to integrate the prior literature on SME financing, and propose that these issues should be researched in a structured and holistic manner. To that end, we suggest that SME financing can be studied from the supplu side (banks') perspective, but not be restricted to a discussion on the quantum of loan, or other quantitative measures alone. We put forward 5 categories of items that we believe should be discussed in any work concerning SME financing, being (a) the SME's personality, (b) the viability of the SME's business and/or its industry, (c) the SME's knowledge and competency, (d) the financial position of the SME, and (e) the level of detail and preparation of the loan application. We further attempt to provide examples of items to be discussed in each category based on works from the literature. |
| first_indexed | 2025-11-14T07:52:43Z |
| format | Conference Paper |
| id | curtin-20.500.11937-24465 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T07:52:43Z |
| publishDate | 2010 |
| publisher | Institute of Electrical and Electronics Engineers, Inc. |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-244652017-01-30T12:43:10Z Impacts of SMEs Character in The Loan Approval Stage Yeo, Tze Sheng Abdul Rani, Nazatul Shima Shaikh, Junaid Zhang Chris character of SME loan application bank success We attempt to integrate the prior literature on SME financing, and propose that these issues should be researched in a structured and holistic manner. To that end, we suggest that SME financing can be studied from the supplu side (banks') perspective, but not be restricted to a discussion on the quantum of loan, or other quantitative measures alone. We put forward 5 categories of items that we believe should be discussed in any work concerning SME financing, being (a) the SME's personality, (b) the viability of the SME's business and/or its industry, (c) the SME's knowledge and competency, (d) the financial position of the SME, and (e) the level of detail and preparation of the loan application. We further attempt to provide examples of items to be discussed in each category based on works from the literature. 2010 Conference Paper http://hdl.handle.net/20.500.11937/24465 Institute of Electrical and Electronics Engineers, Inc. fulltext |
| spellingShingle | character of SME loan application bank success Yeo, Tze Sheng Abdul Rani, Nazatul Shima Shaikh, Junaid Impacts of SMEs Character in The Loan Approval Stage |
| title | Impacts of SMEs Character in The Loan Approval Stage |
| title_full | Impacts of SMEs Character in The Loan Approval Stage |
| title_fullStr | Impacts of SMEs Character in The Loan Approval Stage |
| title_full_unstemmed | Impacts of SMEs Character in The Loan Approval Stage |
| title_short | Impacts of SMEs Character in The Loan Approval Stage |
| title_sort | impacts of smes character in the loan approval stage |
| topic | character of SME loan application bank success |
| url | http://hdl.handle.net/20.500.11937/24465 |