Design considerations for retirement savings and retirement income products
In the backdrop of a world with an ageing population and increasing life expectancy, the impact of the global financial crisis on the values of pension and superannuation funds has underscored the vulnerability of the wealth pool of retirees and their well-being during retirement. In light of this,...
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| Format: | Journal Article |
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Palgrave Macmillan Ltd.
2011
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| Online Access: | http://hdl.handle.net/20.500.11937/17730 |
| _version_ | 1848749541333925888 |
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| author | Lakshman, Alles |
| author_facet | Lakshman, Alles |
| author_sort | Lakshman, Alles |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | In the backdrop of a world with an ageing population and increasing life expectancy, the impact of the global financial crisis on the values of pension and superannuation funds has underscored the vulnerability of the wealth pool of retirees and their well-being during retirement. In light of this, it is important to examine how the design and delivery of retirement savings and income products can address these vulnerabilities. The purpose of this article is to review and evaluate the factors that need to be considered and the features that need to be incorporated in designing and developing retirement savings and retirement income products to address the concerns of investors, both in the accumulation and draw down phases of retirement investment management. |
| first_indexed | 2025-11-14T07:22:34Z |
| format | Journal Article |
| id | curtin-20.500.11937-17730 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T07:22:34Z |
| publishDate | 2011 |
| publisher | Palgrave Macmillan Ltd. |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-177302017-09-13T16:09:10Z Design considerations for retirement savings and retirement income products Lakshman, Alles global financial crisis retirement pension products securitization pensions longevity risk In the backdrop of a world with an ageing population and increasing life expectancy, the impact of the global financial crisis on the values of pension and superannuation funds has underscored the vulnerability of the wealth pool of retirees and their well-being during retirement. In light of this, it is important to examine how the design and delivery of retirement savings and income products can address these vulnerabilities. The purpose of this article is to review and evaluate the factors that need to be considered and the features that need to be incorporated in designing and developing retirement savings and retirement income products to address the concerns of investors, both in the accumulation and draw down phases of retirement investment management. 2011 Journal Article http://hdl.handle.net/20.500.11937/17730 10.1057/pm.2010.31 Palgrave Macmillan Ltd. unknown |
| spellingShingle | global financial crisis retirement pension products securitization pensions longevity risk Lakshman, Alles Design considerations for retirement savings and retirement income products |
| title | Design considerations for retirement savings and retirement income products |
| title_full | Design considerations for retirement savings and retirement income products |
| title_fullStr | Design considerations for retirement savings and retirement income products |
| title_full_unstemmed | Design considerations for retirement savings and retirement income products |
| title_short | Design considerations for retirement savings and retirement income products |
| title_sort | design considerations for retirement savings and retirement income products |
| topic | global financial crisis retirement pension products securitization pensions longevity risk |
| url | http://hdl.handle.net/20.500.11937/17730 |