Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia
In recent decades, housing affordability has been increasingly linked to household financial outcomes where high housing costs relative to income are perceived to negatively affect financial well-being. However, the traditional measure of housing affordability in Australia is housing stress, which i...
| Main Authors: | , , |
|---|---|
| Format: | Journal Article |
| Published: |
Routledge
2015
|
| Subjects: | |
| Online Access: | http://www.tandfonline.com/toc/chos20/current#.VMafifldVPN http://hdl.handle.net/20.500.11937/16263 |
| _version_ | 1848749126154452992 |
|---|---|
| author | Rowley, Steven Ong, Rachel Haffner, M. |
| author_facet | Rowley, Steven Ong, Rachel Haffner, M. |
| author_sort | Rowley, Steven |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | In recent decades, housing affordability has been increasingly linked to household financial outcomes where high housing costs relative to income are perceived to negatively affect financial well-being. However, the traditional measure of housing affordability in Australia is housing stress, which is subject to widespread criticism as an inadequate representation of overall financial stress. This methodological paper first determines the extent to which housing stress correlates with experiences of financial stress and, second, demonstrates ways in which the measure can be modified to deliver a more reliable indication of how housing costs affect financial well-being. The study contributes to the international literature by showing how the use of longitudinal data can improve the measure of housing stress providing a more accurate assessment of the relationship between housing costs and financial well-being. |
| first_indexed | 2025-11-14T07:15:59Z |
| format | Journal Article |
| id | curtin-20.500.11937-16263 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T07:15:59Z |
| publishDate | 2015 |
| publisher | Routledge |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-162632017-01-30T11:54:51Z Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia Rowley, Steven Ong, Rachel Haffner, M. well-being housing affordability expenditure-to-income ratio financial stress Housing stress In recent decades, housing affordability has been increasingly linked to household financial outcomes where high housing costs relative to income are perceived to negatively affect financial well-being. However, the traditional measure of housing affordability in Australia is housing stress, which is subject to widespread criticism as an inadequate representation of overall financial stress. This methodological paper first determines the extent to which housing stress correlates with experiences of financial stress and, second, demonstrates ways in which the measure can be modified to deliver a more reliable indication of how housing costs affect financial well-being. The study contributes to the international literature by showing how the use of longitudinal data can improve the measure of housing stress providing a more accurate assessment of the relationship between housing costs and financial well-being. 2015 Journal Article http://hdl.handle.net/20.500.11937/16263 http://www.tandfonline.com/toc/chos20/current#.VMafifldVPN Routledge restricted |
| spellingShingle | well-being housing affordability expenditure-to-income ratio financial stress Housing stress Rowley, Steven Ong, Rachel Haffner, M. Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title | Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title_full | Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title_fullStr | Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title_full_unstemmed | Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title_short | Bridging the Gap between Housing Stress and Financial Stress: The Case of Australia |
| title_sort | bridging the gap between housing stress and financial stress: the case of australia |
| topic | well-being housing affordability expenditure-to-income ratio financial stress Housing stress |
| url | http://www.tandfonline.com/toc/chos20/current#.VMafifldVPN http://hdl.handle.net/20.500.11937/16263 |