What Influence Credit Card Debts in Young Consumers in Malaysia
This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence...
| Main Authors: | , , , |
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| Format: | Journal Article |
| Published: |
2014
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| Online Access: | http://www.jopafl.com/index.html http://hdl.handle.net/20.500.11937/12105 |
| _version_ | 1848747985584783360 |
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| author | Khan, Atiqur Alam, S. Rahim, R. Haq, M. |
| author_facet | Khan, Atiqur Alam, S. Rahim, R. Haq, M. |
| author_sort | Khan, Atiqur |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights for both bank management and policy-makers to improve the bank performance in terms of credit card debts. |
| first_indexed | 2025-11-14T06:57:51Z |
| format | Journal Article |
| id | curtin-20.500.11937-12105 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T06:57:51Z |
| publishDate | 2014 |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-121052017-01-30T11:28:45Z What Influence Credit Card Debts in Young Consumers in Malaysia Khan, Atiqur Alam, S. Rahim, R. Haq, M. This paper examines empirically antecedents of the credit card debts in young consumers in Malaysia. We examine whether easy access to credit card, credit card related knowledge, aggressive promotion by credit card industry, low minimum payment requirement and attitude towards credit cards influence credit card debts in the younger generation. Regression model was used to meet the objectives. These findings based on a sample of 240 young credit card holders, show that the factors that affect credit card debts are credit card related knowledge, aggressive promotion by credit card industry and low minimum payment requirements. These findings also provide insights for both bank management and policy-makers to improve the bank performance in terms of credit card debts. 2014 Journal Article http://hdl.handle.net/20.500.11937/12105 http://www.jopafl.com/index.html http://www.jopafl.com/uploads/issue6/WHAT_INFLUENCE_CREDIT_CARD_DEBTS_IN_YOUNG_CONSUMERS_IN_MALAYSIA.pdf restricted |
| spellingShingle | Khan, Atiqur Alam, S. Rahim, R. Haq, M. What Influence Credit Card Debts in Young Consumers in Malaysia |
| title | What Influence Credit Card Debts in Young Consumers in Malaysia |
| title_full | What Influence Credit Card Debts in Young Consumers in Malaysia |
| title_fullStr | What Influence Credit Card Debts in Young Consumers in Malaysia |
| title_full_unstemmed | What Influence Credit Card Debts in Young Consumers in Malaysia |
| title_short | What Influence Credit Card Debts in Young Consumers in Malaysia |
| title_sort | what influence credit card debts in young consumers in malaysia |
| url | http://www.jopafl.com/index.html http://www.jopafl.com/index.html http://hdl.handle.net/20.500.11937/12105 |