The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study
This paper analyzes the impact of governance, information and communications technology (ICT) and bad loans on bank efficiency over the period 1997-2007. Using linear programming-based data envelopment analysis, the study shows that the overall efficiency of Australian banks is influenced by a consi...
| Main Authors: | , , |
|---|---|
| Format: | Journal Article |
| Published: |
School of Economics and Finance, Curtin University of Technology
2010
|
| Online Access: | http://hdl.handle.net/20.500.11937/10828 |
| _version_ | 1848747640667242496 |
|---|---|
| author | Salim, Ruhul Hoque, M. Suyanto, Suyanto |
| author_facet | Salim, Ruhul Hoque, M. Suyanto, Suyanto |
| author_sort | Salim, Ruhul |
| building | Curtin Institutional Repository |
| collection | Online Access |
| description | This paper analyzes the impact of governance, information and communications technology (ICT) and bad loans on bank efficiency over the period 1997-2007. Using linear programming-based data envelopment analysis, the study shows that the overall efficiency of Australian banks is influenced by a consistent growth of technicalefficiency since 1997, with major banks showing relatively higher levels of technical efficiency than regional banks. The results from the Malmquist productivity index reveal that technological progress contributes substantially to banks' productivity growth. Furthermore, the results from the common effect panel data model show that bad loans and poor governance have negative effects while ICT has apositive impact on banks' technical efficiency. |
| first_indexed | 2025-11-14T06:52:22Z |
| format | Journal Article |
| id | curtin-20.500.11937-10828 |
| institution | Curtin University Malaysia |
| institution_category | Local University |
| last_indexed | 2025-11-14T06:52:22Z |
| publishDate | 2010 |
| publisher | School of Economics and Finance, Curtin University of Technology |
| recordtype | eprints |
| repository_type | Digital Repository |
| spelling | curtin-20.500.11937-108282017-01-30T11:21:09Z The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study Salim, Ruhul Hoque, M. Suyanto, Suyanto This paper analyzes the impact of governance, information and communications technology (ICT) and bad loans on bank efficiency over the period 1997-2007. Using linear programming-based data envelopment analysis, the study shows that the overall efficiency of Australian banks is influenced by a consistent growth of technicalefficiency since 1997, with major banks showing relatively higher levels of technical efficiency than regional banks. The results from the Malmquist productivity index reveal that technological progress contributes substantially to banks' productivity growth. Furthermore, the results from the common effect panel data model show that bad loans and poor governance have negative effects while ICT has apositive impact on banks' technical efficiency. 2010 Journal Article http://hdl.handle.net/20.500.11937/10828 School of Economics and Finance, Curtin University of Technology restricted |
| spellingShingle | Salim, Ruhul Hoque, M. Suyanto, Suyanto The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title | The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title_full | The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title_fullStr | The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title_full_unstemmed | The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title_short | The role of governance, ICT and bad loans in Australian bank efficiency: an empirical study |
| title_sort | role of governance, ict and bad loans in australian bank efficiency: an empirical study |
| url | http://hdl.handle.net/20.500.11937/10828 |