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1860799834145947648
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| building |
INTELEK Repository
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| collection |
Online Access
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| collectionurl |
https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072
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| date |
2011-07-18 18:44:09
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| format |
Restricted Document
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| id |
7579
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UniSZA
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| internalnotes |
Ahmad, Khurshid (2000). “Islamic finance and banking: the Challenge and prospect”, “Review of Islamic Economics No. 9, pp 57-82 Arief, M. (1989). Islamic Banking in Malaysia: Framework, Performance and Lesson. Journal of Islamic Economics, 2 (2), 67-78. Brown, K. (1994). Islamic Banking: Faith and Creativity. Los Angeles Times, 8 April. Available at: http://query.nytimes.com/gst/fullpage.html?res=9901E4DD173EF93BA35757C0A962958260&partner=rssny t&emc=rss . Accessed at: 30 August 2008 Baydoun, N and Willet, R. (2000) Islamic Corporate Reports. Abacus. 36 (1):21-91 Central Office of Islamic Economics. Indonesia’s New Islamic Banking Law. 18 June 2008 Gerard, P. and J. Barton Cunningham. (1997). Islamic Banking: A Study in Singapore. The International Journal of Bank Marketing, 15 (6), 204-216 Ghafur, M. (2003). The Effect of Profit Sharing, Interest Rate, and Income on Mudaraba Deposits: Case Study of Bank Muamalat Indonesia. Journal of Islamic Economics Muamalah, 1 (1), 7 Haron, S., and Norafifah Ahmad. (2000). The Effects of Conventional Interest Rates and Rate of Profit on Funds Deposited with Islamic Banking System in Malaysia. Journal of Islamic Financial Services, 1 (4). Hassan, M.K. (1999). Islamic Banking in Theory and Practice: The Experience of Bangladesh. Managerial Finance, 25 (5), 60-113 Indonesia Central Bank. (2000). Potency, Preference, and Perception Society toward Islamic Bank at Java Island. Jakarta: Indonesia Central Bank Indonesia Central Bank. (2002). Blueprint of Development Shari’ah Banking Indonesia. Jakarta: Indonesia Central Bank, 6-7 Available at: http://www.bi.go.id/web/id/Tentang+BI/Edukasi/Perbankan/edukasiperbankan8.htm Accessed at: 3 september 2008 Indonesia Republic Islamic Banking Act No.21/2008. Availabel at: http://irmadevita.com/wp-content/uploads/2008/08/uu-21-tahun-2008-perbankan-syariah.pdf Accessed at: 2nd September 2008 Indonesia Central Bank. (2008). Islamic Banking Statistic June 2008. Jakarta: Indonesia Central Bank. Available at: http://www.bi.go.id/web/id/Statistik/Statistik+Perbankan/Statistik+Perbankan+Indonesia/spi_0708.htm Accessed at: 1st september 2008 Indonesia Central Bank. (2008). Shari’ah Banking Development Report 2007. Jakarta: Indonesia Central Bank. http://www.bi.go.id/web/id/Publikasi/Perbankan+dan+Stabilitas+Keuangan/Laporan+Perbankan+Syaria h/lpps2007.htm Accessed at : 28 August 2008 Kader, J.M., Asarpota, A.J. and Al-Maghaireh, A. (2007). Comparative Financial Performance of Islamic Banks vis-à-vis Conventional Banks in the UAE. Proceeding on Annual Student Research Symposium and the Chancellor’s Undergraduate Research Award. (Online) Available: http://sra.uaeu.ac.ae/CURA/Proceedings (May 31, 2007). Mahmood, Z. (2005). Islamic Banking: A Performance Comparison of Islamic Bank versus Conventional Bank in Pakistan. Unpublished Master Thesis, Bradford University. (Online) Available: http://virtualscholars.brad.ac.uk:8080/handle/10004/4341 (October, 15, 2007) Metawa, S.A., and Mohammed Almossawi. (1998). Banking Behavior of Islamic Bank Customers: Perspectives and Implications. The International Journal of Bank Marketing, 16 (7), 299-313 Rachmawati, E., and Syamsulhakim, E. (2004). Factors Affecting Mudaraba Deposits in Indonesia. Working paper in Economics and Development Studies, Padjadjaran University. (Online) Available: http://www.equitablepolicy.org/wpaper/200404.pdf (November, 7, 2007) Rosly, S.A and Bakar, M.A.A. (2003). Performance of Islamic and Mainstream Banks in Malaysia. International Journal of Social Economics, 30 (12), 1249-1265. Samad, A. (1999). Comparative Efficiency of the Islamic Bank Malaysia vis-à-vis Conventional Banks. IIUM Journal of Economics and Management, 7 (1), 1-25. Samad, A. and Hassan, M.K. (2000). The performance of Malaysian Islamic Bank During 1984 -1997: An Explanatory Study. Thoughts on Economics, 10 (1&2), 7-26. Samad, A. (2004). Performance of Interest Free Islamic Banks vis-à-vis Interest-Based Conventional Banks of Bahrain. IIUM Journal of Economics and Management, 12 (2), 1-25. Sarker, M.A.A. (1999). Islamic Banking in Bangladesh: Performance, Problems and Prospects. International Journal of Islamic Financial Services. (Oct-Des), 1 (3). Utami, E., Datien and Setiawan, A.I. (2006). Analysis of Financial Performance and Internal Management BMT: Survey BMTs Banyumas Regency. Accounting and Finance Journal, 5 (1), 97-114. Wibowo, E. and Saptutyningsih, E. 2004. Analysis of Performance of Bank Muamalat Indonesia and Bank Syariah Mandiri. Journal of Economic Study, 5 (1), 20-25. Widagdo, A.K and Ika, S.R. (2007). The Interest Prohibition and Financial Performance of Islamic Banks: Indonesia Evidence. Paper presented in 19th Asian-pacific Conference on International Accounting Issues. November 11-14, Kuala Lumpur, Malaysia Zaman, M.R. and Movassaghi, H. (2001). Islamic Banking: A Performance Analysis. Journal of Global Business, 12 (22), 31-38.
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3146-01-FH02-FESP-18-14893.pdf
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Personal User
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oai_dc
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https://intelek.unisza.edu.my/intelek/pages/view.php?ref=7579
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7579 https://intelek.unisza.edu.my/intelek/pages/view.php?ref=7579 https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072 Restricted Document Article Journal application/pdf 9 1.6 Adobe Acrobat Pro DC 20 Paper Capture Plug-in Personal User 2011-07-18 18:44:09 3146-01-FH02-FESP-18-14893.pdf UniSZA Private Access A comparative study of financial performance of Islamic banks and conventional banks in Indonesia International Journal of Business and Social Science The paper compared and examined financial performance of Islamic banks against conventional banks before and after the enactment of Indonesia’s Islamic Banking Act No. 21/2008. The law aims to strengthen the regulatory environment for further growth of Indonesia’s market Islamic finance. The data was based on selected financial statements of Islamic commercial banks in Indonesia from year 2000 to 2007. Financial performance measures were expressed in terms of various financial ratios in which were categorized into profitability, liquidity, risk and solvency and efficiency. To test the hypotheses, Mann-Whitney was employed to compare financial performance of Islamic banks and conventional banks. In general, the study found no major difference in financial performance between Islamic banks and conventional banks, except in terms of its liquidity. This indicated that Islamic banks are generally more liquid as compared to conventional ones. 2 15 199-207 Ahmad, Khurshid (2000). “Islamic finance and banking: the Challenge and prospect”, “Review of Islamic Economics No. 9, pp 57-82 Arief, M. (1989). Islamic Banking in Malaysia: Framework, Performance and Lesson. Journal of Islamic Economics, 2 (2), 67-78. Brown, K. (1994). Islamic Banking: Faith and Creativity. Los Angeles Times, 8 April. Available at: http://query.nytimes.com/gst/fullpage.html?res=9901E4DD173EF93BA35757C0A962958260&partner=rssny t&emc=rss . Accessed at: 30 August 2008 Baydoun, N and Willet, R. (2000) Islamic Corporate Reports. Abacus. 36 (1):21-91 Central Office of Islamic Economics. Indonesia’s New Islamic Banking Law. 18 June 2008 Gerard, P. and J. Barton Cunningham. (1997). Islamic Banking: A Study in Singapore. The International Journal of Bank Marketing, 15 (6), 204-216 Ghafur, M. (2003). The Effect of Profit Sharing, Interest Rate, and Income on Mudaraba Deposits: Case Study of Bank Muamalat Indonesia. Journal of Islamic Economics Muamalah, 1 (1), 7 Haron, S., and Norafifah Ahmad. (2000). The Effects of Conventional Interest Rates and Rate of Profit on Funds Deposited with Islamic Banking System in Malaysia. Journal of Islamic Financial Services, 1 (4). Hassan, M.K. (1999). Islamic Banking in Theory and Practice: The Experience of Bangladesh. Managerial Finance, 25 (5), 60-113 Indonesia Central Bank. (2000). Potency, Preference, and Perception Society toward Islamic Bank at Java Island. Jakarta: Indonesia Central Bank Indonesia Central Bank. (2002). Blueprint of Development Shari’ah Banking Indonesia. Jakarta: Indonesia Central Bank, 6-7 Available at: http://www.bi.go.id/web/id/Tentang+BI/Edukasi/Perbankan/edukasiperbankan8.htm Accessed at: 3 september 2008 Indonesia Republic Islamic Banking Act No.21/2008. Availabel at: http://irmadevita.com/wp-content/uploads/2008/08/uu-21-tahun-2008-perbankan-syariah.pdf Accessed at: 2nd September 2008 Indonesia Central Bank. (2008). Islamic Banking Statistic June 2008. Jakarta: Indonesia Central Bank. Available at: http://www.bi.go.id/web/id/Statistik/Statistik+Perbankan/Statistik+Perbankan+Indonesia/spi_0708.htm Accessed at: 1st september 2008 Indonesia Central Bank. (2008). Shari’ah Banking Development Report 2007. Jakarta: Indonesia Central Bank. http://www.bi.go.id/web/id/Publikasi/Perbankan+dan+Stabilitas+Keuangan/Laporan+Perbankan+Syaria h/lpps2007.htm Accessed at : 28 August 2008 Kader, J.M., Asarpota, A.J. and Al-Maghaireh, A. (2007). Comparative Financial Performance of Islamic Banks vis-à-vis Conventional Banks in the UAE. Proceeding on Annual Student Research Symposium and the Chancellor’s Undergraduate Research Award. (Online) Available: http://sra.uaeu.ac.ae/CURA/Proceedings (May 31, 2007). Mahmood, Z. (2005). Islamic Banking: A Performance Comparison of Islamic Bank versus Conventional Bank in Pakistan. Unpublished Master Thesis, Bradford University. (Online) Available: http://virtualscholars.brad.ac.uk:8080/handle/10004/4341 (October, 15, 2007) Metawa, S.A., and Mohammed Almossawi. (1998). Banking Behavior of Islamic Bank Customers: Perspectives and Implications. The International Journal of Bank Marketing, 16 (7), 299-313 Rachmawati, E., and Syamsulhakim, E. (2004). Factors Affecting Mudaraba Deposits in Indonesia. Working paper in Economics and Development Studies, Padjadjaran University. (Online) Available: http://www.equitablepolicy.org/wpaper/200404.pdf (November, 7, 2007) Rosly, S.A and Bakar, M.A.A. (2003). Performance of Islamic and Mainstream Banks in Malaysia. International Journal of Social Economics, 30 (12), 1249-1265. Samad, A. (1999). Comparative Efficiency of the Islamic Bank Malaysia vis-à-vis Conventional Banks. IIUM Journal of Economics and Management, 7 (1), 1-25. Samad, A. and Hassan, M.K. (2000). The performance of Malaysian Islamic Bank During 1984 -1997: An Explanatory Study. Thoughts on Economics, 10 (1&2), 7-26. Samad, A. (2004). Performance of Interest Free Islamic Banks vis-à-vis Interest-Based Conventional Banks of Bahrain. IIUM Journal of Economics and Management, 12 (2), 1-25. Sarker, M.A.A. (1999). Islamic Banking in Bangladesh: Performance, Problems and Prospects. International Journal of Islamic Financial Services. (Oct-Des), 1 (3). Utami, E., Datien and Setiawan, A.I. (2006). Analysis of Financial Performance and Internal Management BMT: Survey BMTs Banyumas Regency. Accounting and Finance Journal, 5 (1), 97-114. Wibowo, E. and Saptutyningsih, E. 2004. Analysis of Performance of Bank Muamalat Indonesia and Bank Syariah Mandiri. Journal of Economic Study, 5 (1), 20-25. Widagdo, A.K and Ika, S.R. (2007). The Interest Prohibition and Financial Performance of Islamic Banks: Indonesia Evidence. Paper presented in 19th Asian-pacific Conference on International Accounting Issues. November 11-14, Kuala Lumpur, Malaysia Zaman, M.R. and Movassaghi, H. (2001). Islamic Banking: A Performance Analysis. Journal of Global Business, 12 (22), 31-38.
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| spellingShingle |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
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| summary |
The paper compared and examined financial performance of Islamic banks against conventional banks before and after the enactment of Indonesia’s Islamic Banking Act No. 21/2008. The law aims to strengthen the regulatory environment for further growth of Indonesia’s market Islamic finance. The data was based on selected financial statements of Islamic commercial banks in Indonesia from year 2000 to 2007. Financial performance measures were expressed in terms of various financial ratios in which were categorized into profitability, liquidity, risk and solvency and efficiency. To test the hypotheses, Mann-Whitney was employed to compare financial performance of Islamic banks and conventional banks. In general, the study found no major difference in financial performance between Islamic banks and conventional banks, except in terms of its liquidity. This indicated that Islamic banks are generally more liquid as compared to conventional ones.
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| title |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
|
| title_full |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
|
| title_fullStr |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
|
| title_full_unstemmed |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
|
| title_short |
A comparative study of financial performance of Islamic banks and conventional banks in Indonesia
|
| title_sort |
comparative study of financial performance of islamic banks and conventional banks in indonesia
|