Does Religiosity influence Takaful Participation?

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building INTELEK Repository
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collectionurl https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072
date 2017-01-09 17:48:15
eventvenue Sydney, Australia
format Restricted Document
id 6018
institution UniSZA
originalfilename 0767-01-FH03-FESP-17-09117.pdf
person hartini
recordtype oai_dc
resourceurl https://intelek.unisza.edu.my/intelek/pages/view.php?ref=6018
spelling 6018 https://intelek.unisza.edu.my/intelek/pages/view.php?ref=6018 https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072 Restricted Document Conference Conference Paper application/pdf 2 1.6 Adobe Acrobat Pro DC 20 Paper Capture Plug-in hartini 2017-01-09 17:48:15 0767-01-FH03-FESP-17-09117.pdf UniSZA Private Access Does Religiosity influence Takaful Participation? Malaysia is a multicultural and multiconfessional country. As of the 2010 Population and Housing Census, 61.3 percent of the population practices Islam; 19.8 percent Buddhism; 9.2 percent Christianity; 6.3 percent Hinduism; and 1.3 percent traditional Chinese religions. The religion with element of haram prohibition is Islam. It is a religion governed by rules and customs built on the five pillars; the five basic acts in Islam which is mandatory by believers and are the foundation of Muslim life: shahadah (witnessing); salat (prayer); zakah or charity; sawn or fasting, and hajj or pilgrimage. Malaysia’s Takaful (Islamic insurance) has significant opportunities for growth as its penetration rate is still low at 5.2% of gross domestic product (GDP). The low penetration rate of takaful in the country is due to the lack of awareness on takaful-related products as well as the issue of affordability, especially among the lower group segments of the society. The objective of this paper is to examine the relationship between religious commitment and Takaful participation. The samples were selected consisting of conventional life insurance policyholders residing in East Coast region Malaysia. The findings indicate that although religious commitment influence Takaful participation, there are other factors restrict the participation. 5TH GLOBAL BUSINESS AND FINANCE CONFERENCE Sydney, Australia
spellingShingle Does Religiosity influence Takaful Participation?
summary Malaysia is a multicultural and multiconfessional country. As of the 2010 Population and Housing Census, 61.3 percent of the population practices Islam; 19.8 percent Buddhism; 9.2 percent Christianity; 6.3 percent Hinduism; and 1.3 percent traditional Chinese religions. The religion with element of haram prohibition is Islam. It is a religion governed by rules and customs built on the five pillars; the five basic acts in Islam which is mandatory by believers and are the foundation of Muslim life: shahadah (witnessing); salat (prayer); zakah or charity; sawn or fasting, and hajj or pilgrimage. Malaysia’s Takaful (Islamic insurance) has significant opportunities for growth as its penetration rate is still low at 5.2% of gross domestic product (GDP). The low penetration rate of takaful in the country is due to the lack of awareness on takaful-related products as well as the issue of affordability, especially among the lower group segments of the society. The objective of this paper is to examine the relationship between religious commitment and Takaful participation. The samples were selected consisting of conventional life insurance policyholders residing in East Coast region Malaysia. The findings indicate that although religious commitment influence Takaful participation, there are other factors restrict the participation.
title Does Religiosity influence Takaful Participation?
title_full Does Religiosity influence Takaful Participation?
title_fullStr Does Religiosity influence Takaful Participation?
title_full_unstemmed Does Religiosity influence Takaful Participation?
title_short Does Religiosity influence Takaful Participation?
title_sort does religiosity influence takaful participation?