Does darurah concept still a dispensation to takaful operators in Malaysia?

Bibliographic Details
Format: Restricted Document
_version_ 1860799382442475520
building INTELEK Repository
collection Online Access
collectionurl https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072
date 2015-11-17 10:05:21
eventvenue Universiti Sultan Zainal Abidin
format Restricted Document
id 5787
institution UniSZA
originalfilename 0412-01-FH03-FESP-18-14974.pdf
person hartini
recordtype oai_dc
resourceurl https://intelek.unisza.edu.my/intelek/pages/view.php?ref=5787
spelling 5787 https://intelek.unisza.edu.my/intelek/pages/view.php?ref=5787 https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072 Restricted Document Conference Conference Paper application/pdf 6 1.6 Adobe Acrobat Pro DC 20 Paper Capture Plug-in hartini 2015-11-17 10:05:21 0412-01-FH03-FESP-18-14974.pdf UniSZA Private Access Does darurah concept still a dispensation to takaful operators in Malaysia? The Shariah compliant insurance embedded with Shariah principles emerged as the solution for the Muslims who have been avoiding conventional insurance as it is haram (unlawful) to the Muslims. The unlawful is applicable not only to conventional insurance but also to reinsurance. However, the Takaful operators in Malaysia need to depend on reTakaful operators to ensure the continuity of the Takaful operators in the long term by spreading the risk to reTakaful operators. However, lack of reTakaful operators in the market, left Takaful operators with the dilemma of having reinsure on a conventional basis in meeting the market demands, Hence, the Shariah Supervisory board, Central Bank of Malaysia has given a temporary dispensation to Takaful operators to reinsure on reTakaful conventional basis. The arrangement of Takaful operators on the conventional reinsurance is based on the principle of darurah. Recently, more licenses issued by Central Bank of Malaysia to companies to operate re-Takaful business This paper therefore intends to discuss whether “darurah” is still holds some ground in reTakaful. International Conference on Empowering Islamic Civilization in the 21st Century Universiti Sultan Zainal Abidin
spellingShingle Does darurah concept still a dispensation to takaful operators in Malaysia?
summary The Shariah compliant insurance embedded with Shariah principles emerged as the solution for the Muslims who have been avoiding conventional insurance as it is haram (unlawful) to the Muslims. The unlawful is applicable not only to conventional insurance but also to reinsurance. However, the Takaful operators in Malaysia need to depend on reTakaful operators to ensure the continuity of the Takaful operators in the long term by spreading the risk to reTakaful operators. However, lack of reTakaful operators in the market, left Takaful operators with the dilemma of having reinsure on a conventional basis in meeting the market demands, Hence, the Shariah Supervisory board, Central Bank of Malaysia has given a temporary dispensation to Takaful operators to reinsure on reTakaful conventional basis. The arrangement of Takaful operators on the conventional reinsurance is based on the principle of darurah. Recently, more licenses issued by Central Bank of Malaysia to companies to operate re-Takaful business This paper therefore intends to discuss whether “darurah” is still holds some ground in reTakaful.
title Does darurah concept still a dispensation to takaful operators in Malaysia?
title_full Does darurah concept still a dispensation to takaful operators in Malaysia?
title_fullStr Does darurah concept still a dispensation to takaful operators in Malaysia?
title_full_unstemmed Does darurah concept still a dispensation to takaful operators in Malaysia?
title_short Does darurah concept still a dispensation to takaful operators in Malaysia?
title_sort does darurah concept still a dispensation to takaful operators in malaysia?