2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development

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Format: General Document
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date 2022-09-12
format General Document
id 16307
institution UniSZA
originalfilename INTERNATIONAL MONETARY FUND LOAN_ ITS CONDITIONS, IMPLEMENTATION AND IMPACT ON NIGERIAN ECONOMIC DEVELOPMENT (PHD_2022).pdf
person Raziqa Muhammad Shafiu
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spelling 16307 https://intelek.unisza.edu.my/intelek/pages/view.php?ref=16307 https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection3 General Document Malaysia Library Staff (Top Management) Library Staff (Management) Library Staff (Support) Terengganu Faculty of Law & International Relations English application/pdf 1.5 Server storage Scanned document Universiti Sultan Zainal Abidin UniSZA Private Access Universiti Sultan Zainal Abidin SAMBox 2.3.4; modified using iTextSharp™ 5.5.10 ©2000-2016 iText Group NV (AGPL-version) Copyright©PWB2025 Economic development Economic policy International 2022-09-12 317 INTERNATIONAL MONETARY FUND LOAN_ ITS CONDITIONS, IMPLEMENTATION AND IMPACT ON NIGERIAN ECONOMIC DEVELOPMENT (PHD_2022).pdf Raziqa Muhammad Shafiu Monetary Fund Structural adjustment 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development The International Monetary Fund (IMF) is an international organization that provides emergency credits or loans to countries in difficulty. As one of the developing countries, Nigeria is highly dependent on foreign loans from industrialized economies and international financial organizations such as the IMF. These loans, which typically come with certain conditions, are believed to have intensified Nigerian economic problems rather than solved them. Consequently, the objectives of this study are to examine IMF loan conditions, its implementation, and its impact on Nigeria's economic development from 1986 to 2018. A qualitative method was used in data collection and analysis in this study. The primary data were collected from government official documents and semi structured interviews involving 15 participants. Relevant reports, textbooks, journals, and seminar papers served as the secondary source of data. All data were analyzed by thematic analysis using NVivo, a qualitative data analysis software. In this study, three theories, namely; neoliberalism, dependency, and good governance were employed as underpinning theories to guide the research. The research revealed that Nigeria’s compliance and implementation of IMF loan conditions was a wrong decision because the IMF loan had not aided the economic development, especially in the long run. The results also showed that the IMF loan conditions had worsened the Nigeria’s economic development. It was also found that the IMF conditions, such as subsidy removal and currency devaluation policies, had adversely affected the economy and overall standard of living in Nigeria. The study recommends that the Nigerian government should adequately evaluate and analyze the long-term effects of the IMF conditions prior to their eventual adoption and implementation. Moreover, it is essential to ensure that such policies and programs will benefit the Nigerian economy and have the potentiality of improving the living standard and livelihoods of Nigerians. The government should also devise concrete strategies and actions to mitigate the detrimental impact of IMF conditions directly or indirectly to ensure that the country is not completely economically or financially destabilized. Dissertations, Academic Thesis
spellingShingle 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
state Terengganu
subject Economic development
Economic policy
Structural adjustment
Dissertations, Academic
summary The International Monetary Fund (IMF) is an international organization that provides emergency credits or loans to countries in difficulty. As one of the developing countries, Nigeria is highly dependent on foreign loans from industrialized economies and international financial organizations such as the IMF. These loans, which typically come with certain conditions, are believed to have intensified Nigerian economic problems rather than solved them. Consequently, the objectives of this study are to examine IMF loan conditions, its implementation, and its impact on Nigeria's economic development from 1986 to 2018. A qualitative method was used in data collection and analysis in this study. The primary data were collected from government official documents and semi structured interviews involving 15 participants. Relevant reports, textbooks, journals, and seminar papers served as the secondary source of data. All data were analyzed by thematic analysis using NVivo, a qualitative data analysis software. In this study, three theories, namely; neoliberalism, dependency, and good governance were employed as underpinning theories to guide the research. The research revealed that Nigeria’s compliance and implementation of IMF loan conditions was a wrong decision because the IMF loan had not aided the economic development, especially in the long run. The results also showed that the IMF loan conditions had worsened the Nigeria’s economic development. It was also found that the IMF conditions, such as subsidy removal and currency devaluation policies, had adversely affected the economy and overall standard of living in Nigeria. The study recommends that the Nigerian government should adequately evaluate and analyze the long-term effects of the IMF conditions prior to their eventual adoption and implementation. Moreover, it is essential to ensure that such policies and programs will benefit the Nigerian economy and have the potentiality of improving the living standard and livelihoods of Nigerians. The government should also devise concrete strategies and actions to mitigate the detrimental impact of IMF conditions directly or indirectly to ensure that the country is not completely economically or financially destabilized.
title 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
title_full 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
title_fullStr 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
title_full_unstemmed 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
title_short 2022_International Monetary Fund Loan: Its Conditions, Implementation and Impact on Nigerian Economic Development
title_sort 2022_international monetary fund loan: its conditions, implementation and impact on nigerian economic development