The effects of financial factors on takaful demand in Malaysia

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Format: Restricted Document
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building INTELEK Repository
collection Online Access
collectionurl https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072
date 2015-06-29 03:20:58
format Restricted Document
id 10841
institution UniSZA
originalfilename 4977-01-FH02-FESP-15-03745.pdf
person Word
recordtype oai_dc
resourceurl https://intelek.unisza.edu.my/intelek/pages/view.php?ref=10841
spelling 10841 https://intelek.unisza.edu.my/intelek/pages/view.php?ref=10841 https://intelek.unisza.edu.my/intelek/pages/search.php?search=!collection407072 Restricted Document Article Journal application/pdf 13 1.6 Adobe Acrobat Pro DC 20 Paper Capture Plug-in Word 2015-06-29 03:20:58 4977-01-FH02-FESP-15-03745.pdf UniSZA Private Access The effects of financial factors on takaful demand in Malaysia Journal of Entrepreneurship and Business This paper offers a theoretical framework for studying the effects of financial factors, i.e. leverage, growth, bankruptcy, tax, and other variables on Takaful (Islamic insurance) demand. Data were collected from three Takaful operators and the financial reports from the Companies Commission of Malaysia (SSM), including 278 small and medium-sized enterprises (SMEs) for this study. AMOS version 20, a variance-based Structural Equation Modelling (SEM), was used to analyse the data as well as to test the research hypotheses. The outcomes show that financial factors could be a major predictor of Takaful demand at least from the SMEs’ perspective. Financial factors were found to be positively affected by leverage, growth, bankruptcy, and taxes. The implications of these findings are discussed and recommendations for future research are provided. 3 1 17-29
spellingShingle The effects of financial factors on takaful demand in Malaysia
summary This paper offers a theoretical framework for studying the effects of financial factors, i.e. leverage, growth, bankruptcy, tax, and other variables on Takaful (Islamic insurance) demand. Data were collected from three Takaful operators and the financial reports from the Companies Commission of Malaysia (SSM), including 278 small and medium-sized enterprises (SMEs) for this study. AMOS version 20, a variance-based Structural Equation Modelling (SEM), was used to analyse the data as well as to test the research hypotheses. The outcomes show that financial factors could be a major predictor of Takaful demand at least from the SMEs’ perspective. Financial factors were found to be positively affected by leverage, growth, bankruptcy, and taxes. The implications of these findings are discussed and recommendations for future research are provided.
title The effects of financial factors on takaful demand in Malaysia
title_full The effects of financial factors on takaful demand in Malaysia
title_fullStr The effects of financial factors on takaful demand in Malaysia
title_full_unstemmed The effects of financial factors on takaful demand in Malaysia
title_short The effects of financial factors on takaful demand in Malaysia
title_sort effects of financial factors on takaful demand in malaysia